For me, as I am not using it as my main bank yet (and if Monzo is hopeful I will) it will have investments, income, tax etc as standard. I agree that bespoke categories would be great, but for now, just more options. I am having a hard time really looking at what I spending because the categories are so vague. Good examples of low hanging fruit would be “Takeaways”, “Eating out”, “Clothes etc” “Nights out”, (big one for me “Coffee”)
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