Yeh I seem to remember there was another long thread on this before.
Mondo are torn between customisation of category vs comparability across the user base. This is my understanding at least. It’s difficult to do cool data mining of the type: “On average users spend £50 / week on coffee” when your users have called their customised categories things like “coffee”, “hot drinks” and “meeting beverages”.
The problem is, as many others, I find the lack of detailed categories a serious problem when it comes to budgeting.
I’d like to see some kind of hybrid - like customisable categories with an enforced mapping back to a Mondo root category. For example, my “meeting beverages” maps back to the less granular Mondo “Eating out” so that everybody wins.
Of course, the issue may have moved on and my understanding may be incomplete. My apologies if that is the case.