I’ve just opened my Monzo app for the first time in a few months and upgraded my account. Although I don’t want to make the jump fully, I really do want to use the Monzo upgraded account as a way to become better at saving money, therefore I’ll be using my Monzo card for my monthly spending.
I have a few questions:
Is ‘topping up’ just as easy as it was before? Or would I have to transfer from my other accounts?
As its a current account, does it have any effect on credit bureau/reported on credit file as an application?
Is the overdraft feature out? Can this be turned off?
Thanks in advance for any answers