Could I create an account with an EIN in the USA?

[lcga93 (Luis Carlos Gonzalez Acosta)]

It would be interesting to be able to open an account with this other method of tax identification, and when it will be available to open a dollar account for users in the UK

[kolok]

Based on this I would say no, at least at the beginning

Why would I need a SSN to open a Monzo (USA) account?

Hey @bendik Great question! Since we’re just getting started in the US we have some specific regulatory requirements we need to meet to begin making money work for everyone out here. For example: giving us a SSN or ITIN. Unfortunately we can’t be flexible around this right now, and we’re bummed that this means you can’t join us yet. In the Monzo way, we’re starting small, and listening to our customers so we’ll definitely take note that this isn’t a good solution for international st…

[zisaai]

An EIN is the US tax id for a business. I don’t see any signs of Monzo opening business accounts in the US in the short term, so the answer is almost certainly no. As an aside, when I have opened a US business account with an EIN, I have been additionally asked for my personal SSN.