Hey. On Twitter Monzo has stated that in order to open a US account you’d need to have a SSN. However, I don’t get why they are enforcing this. As an international student I was able to open a US bank account with Chase just by showing them my passport, my visa and my utility bill. Bank of America, Wells Fargo and other banks offer the same. It’s therefore not correct that you’re required by law to have a SSN in order to open an account.
Does anyone know why Monzo are enforcing it?
It is also explained here.