Is it for existing terminals or only new deployments?
Also is there any online PIN requirement?
Is it for existing terminals or only new deployments?
Also is there any online PIN requirement?
It has been a requirement for new deployments for a few years now, this is for existing deployments.
Awesome! But how do shops like Tesco and ASDA open new locations or replace bad terminals now then?
Ideally, they’ll push out new configuration that enables it. It’s been technically supported on their terminals for quite some time.
Based on the last time I was at a new-ish Tesco, they appear to have restricted it by just setting the floor limit on the terminal to £30 when using contactless regardless of what CVM is offered/performed, as contactless is still enabled over £30 but will always decline.
I think she was asking how they get away with opening new stores/replacing terminals with ones that don’t support CDCVM >£30 if it’s a requirement that new deployments support it… maybe.
Ah, I strongly suspect adding terminals to an existing deployment rather than going for a new round of certification with a new implementation project (this is normally done for the merchant by the acquirer as far as I know) is how they haven’t had to do it yet.
Ah. That makes sense if it’s considered a change not a whole new deployment. And yes that was my question thanks @Liam_W for understanding my terrible wording. LOL
I’ve experienced it a few times with AMEX. I was rather mindblown when I did it for the first time.
It was more accidental that I discovered it as I didn’t look at the total I was paying, I thought it was under £30.
I work in a Tesco and it’s a massive ballache how for so long they’ve refused to turn it on
Paid £500 for a TV with AP Amex
I think I read somewhere that this will change next year. I believe Mastercard will require all merchants that accept contactless to allow high payment amounts with Apple/Google Pay, so Tesco will no longer have that limit. Unfortunately, I can’t remember where I read this, so can’t provide a source.
That’s good news. I recently did an Apple Pay payment for £800 in a clothing store just to see if it worked. The cashier said “No no no no no no no!” then “oh!” as it went through.
Edit: Workplace business card. Not rich.
About the only source I can find is this article on MSE from a couple of weeks ago: Tesco set to get rid of £30 limit on Apple Pay transactions. No ETA unfortunately - just some point “over the coming year”.