Hi all, I have a joint monzo account with my ex and need to move back to an individual account. My understanding is that we need to withdraw all the money from the joint account but what then? Where will salaries and bills be paid from? Do we have to contact the payees individually or is there a…

[image] chipstix: I have a joint monzo account with my ex and need to move back to an individual account. You both have individual accounts already. Transfer the money and direct debits as you both see fit then contact Monzo to close the joint account

Great so the individual accounts will remain open after closing the joint one?

Yep. Monzo have a weird (but I quite like it) structure whereby you have to have single accounts in order to have a joint account. These are treated like “users” for the joint account. So when the joint account is removed you’ll each be left with a single account. Here is a help article by the way…

Closing a joint account - help please

UK Help

Revels 5 March 2022 14:45 2

You’ll have to do it all manually.

You might be able to CASS but then one of you would take over all the bills and get both salaries.

Topic		Replies	Views
Joint account ownership Help	4	1752	19 June 2023
Switch joint account to personal account Feedback & Ideas	19	3262	10 January 2021
Leaving Monzo - how to move a joint account Help	7	882	24 January 2024
Joint account Switch "all ready switching"? Help	11	1148	20 August 2021
Remove myself from a joint bank account Help	2	421	26 May 2025

Closing a joint account - help please

Related topics