Yeah, i’m finding Plum and Cleo are saving too little for me. Chip is transferring 2-3 times the amount away. (Plum and Chip have same account connected).
Agree with Chip not being instant (it was a pain point of mine with Moneybox), but I’ve learned in the last 2 months of experimenting that I’m someone who prefers things to be done in the background invisibly. I’ve even turned off notifications from Chip now. Let’s see how I get on in a few months time with all these automated sweepers switched on! Will certainly have saved more than I ever have before.