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Not sure when exactly, but i see in ‘Other ways yo add money’ cheques no longer mentions deposit in app. I wonder if its getting pushed back or just better hidden before launch
For all the fuss over cheque imaging over the years I would have thought this thread would have been popping!
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Im buzzing for it. Paying cheques in is the last reason to have another account - well that and the £1000 cash deposit limit per 180 days…
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HSBC have increased their in-app limit to £2000/day
Lloyds Group (Lloyds, Halifax , BoS) have increased their in-app limit to £10,000
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Yeah looks it.
Businesses / sole traders etc I guess?
A company I worked for once got a cheque for £1.2m, and then lost it. It was a fun day in the office.
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They didn’t hand it in at Monzo HQ did they?
memories
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I think the novelty size cheques are only for the publicity photographs. They’ll issue a real cheque as well.
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Anyone really can write a “cheque” on anything and it be legal. Whether a bank accepts it is another thing I would imagine.
A photo probably has set parameters to at least check it’s… well, a cheque… so I’d imagine legally yes and technically no for acceptance.
As for lottery winners, well it’s all done via electronic transfer now so no cheques are issued. The novelty ones are only for those going public over (I think) £50,000 or something.
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It would need the unique identifier or otherwise you could repeatedly cash the same cheque.
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I think the idea is if all the right numbers and such were on a very large cheque would it be able to pass a cheque imaging app.
I would probably think not, but I could be wrong. I got a really awkward shaped cheque that was the bottom half of an A4 letter and it wasn’t being accepted no matter how hard I tried.
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Right then, who is going to get a cheque and get it made up to billboard size and take a photo?
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To be honest it probably would only take someone to print one off on A3 to see if oversized works.
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I wonder how many complaints there will be if Monzo’s cheque imaging (when it comes) only works with standard size cheques, and not novelty ones.
Or just stand back a bit 
Now I’m wondering what the largest single transfer into a Monzo account (from a regular customer) is… and if you did win millions, who would you bank with for that amount? I think the National Lottery suggest you open a private bank account should it be a large sum, but who would you choose?
We are going off topic… my bad.
BUT I think it’s just for financial advice on this one. I don’t think Coutts allows just any rich person.
I personally would probably approach HSBC, I don’t know why.
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