if, and its still a big if, this happens… I can finally delete my starling account. woohoo!
Slow / phased rollout I would understand, but implies it would come to everyone eventually.
Your second point implies that the cost per cheque is high, and wouldn’t be viable to roll out to normal users. I’d rather assumed that the main cost was the capital expenditure and app development, not the ongoing operational cost.
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Our business does not accept cheques, cards or cash. Only bank transfer. Because everything else would cost us money (in processing fees or our time), and all our clients have a bank account they can pay us from.
Anyway - hopefully this is for all users. Otherwise I too shall have to sharpen my pitchfork… 
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I also add into this, this should be a feature.
My sister actually is also a Monzo user and received a cheque from HMRC for tax she was owed and had to post it to Monzo despite it being a low amount.
Saves a trip to the post office!
FYI Starling bank do this already.
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I can tell you from experience that she would have received the money quicker by opening a Starling account on the day she received the cheque.
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Super fast 
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I did tell her countless times before she posted it that you have to wait 4 weeks.
I even offered to take it to my local branch as I bank with Nationwide as well, then just transfer the amount afterwards.
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Actually yeah true thinking I wasn’t thinking at the time I posted that.
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Posted my first cheque to Monzo today. Looking forward to the day it’s built in to the app!
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Eeee would’ve been quicker to open a starling account and access the funds within 3 days 
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Haha you’re probably right 
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Ah I’m sure when I last did this is took the 3 working days. It was from HMRC.
I remember it taking a few days (even though showing in the app saying it’ll be available end of next working day).
Wonder if paying in late the weds meant it wasn’t available til the Friday - which would be 2 working days I guess.
Definitely wasn’t next day though.
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I just updated my post, likely 2 working days then not 3 
my bad.
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Favouritism!!
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That 1%!
#winning 
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Whenever I’ve got it in before 17:00 on a working day, it’s always appeared around 09:00 the next working day.
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Looking forward to this. I often get paid by cheque refereeing football and its the only reason I’ve kept Starling.
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So, August 2023, and still no cheque imaging scheme support? Instead I have to post it in and wait, literally, weeks? Not post-kardashian figurative-literal, actual original meaning ‘literal’, weeks.
HSBC have had it for years. Yes, even H.S.B.C 
Meanwhile, they worked on features that are likely not asked for, like advanced round ups that, rather than rounding to the nearest pound, actually un-round. A little odd.
Cheques are an out of date system, but waiting for cheques to fully go away seems a bit futile. A lot of people with tax refund cheques from HMRC right now.
If they’re waiting for cheques to go away, why not just wait until 2063 when according to Star Trek we’ll live in a post-currency universe and just shut down Monzo and all banks now in advance of the event; or wait a 5 billion years for the sun to engulf the earth, so we don’t need to service humans at all. Why bother with anything… Wait long enough and every feature of Monzo will be unused tech debt / waste of resource, is that a reason not to add a feature now that we can use?
I guess one option is to re-open HSBC account, cash the cheque using their app, then transfer the money. Keep it on a very low fee/no fee account type, just for cashing cheques once a year from places like HMRC.
Are HMRC going to make it easy for you to pay them? yes. Are they going to make it easy for them to pay you? hell no. It’s not in their interest to stop cheques. A bet a lot don’t get cashed. This isn’t going away any time soon.
Note to self:
To do:
- buy pack of envelopes, keep 1, throw the other 9 away
- find a writing implement that isn’t an Apple Pencil / Galaxy Pen.
- cancel monzo plus
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In “stretch” goals and probably only US?
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I agree Monzo should have offered Cheque Imaging years ago but it is finally coming and to the UK.
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