I defiantly think you should be able to deposit a cheque via imaging, you can do this in many other banks… HSBC, lloyds, Halifax, even Starling allow this?
The only 2 drawbacks I have with monzo are
Can only pay in £1000 every 6 months and it costs £1 !!!
Cant easily pay in a cheque
everything else is amazing, I love monzo but it would be even better if you could do these 2 things
Enough people to send 346 million of them in 2018, not seen last year’s figures yet and I’ve not looked at any breakdowns as I really need to put my phone down an go to sleep, well try anyways
Which is continually declining. The more people that stop supporting and using them the quicker we can get rid of them entirely and the world will be a better place as a result
You have to concede millions of cheques are used in the UK, at present Monzo do not support cheques that many would consider acceptable or safe.
If Monzo want to support more customers or increase business banking they need to support cheques better than they do now - surely even on the business side you can see that?
I also can’t remember the last time I got a cheque but if I did I will use Starling to deposit despite being “full monzo” which to me doesn’t exist as no one can be full monzo if they need to deposit over 1000 in cash or pay in a cheque occasionally. To go off-topic that is the current issue with Monzo you need another account currently as a just in case - with Starling you could argue you do not.
I’m only the top poster because people keep replying to me and I have to keep repeating myself
I have no interest either way but when people keep saying “I need it for HMRC” etc it’s good to let them know it’s no longer necessary. Hopefully it makes their lives a little easier while they wait for this feature
I can’t see them going anywhere, I’ve also received more them since banks dropped clearing times from 5 working days to 1. They’re not as much as hassle anymore because of that either
They do get sent out for less than that amount. I posted earlier in this thread this picture when I got it a few years back . I can’t actually remember if I ever bothered to cash it.
Oh I know😅 probably costs more printing and sending it - once British Gas send me one for 1p and think I kept forgetting about it😂 so it’s like 7 years out of date
Anarchist
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This community is far too small to be representative of Monzo’s customer base as a whole, including potential customers.
For me personally, when I’m discussing Monzo, the biggest issues that often crop up are related to lack of cheque imaging, and the inability to make deposits at the post office because paypoint, frankly sucks, and is a crap option. Many people in smaller, poorer towns still get paid cash in hand, and those people would benefit greatly from Monzo if it was easier and free to pay in.
Dark mode is popular with a lot of people too, but it’s never a make a or break feature for people, but rather a nice to have that would just sweeten the deal.
We had someone the other day who wouldn’t go “full Monzo” as they didn’t want their presented name in the usual format so I have somewhat given up on trying to gauge what is make or break for everybody! I think we can only go by a median, a bit like deciding what represent “normal” is