Nutmeg has been activated within the Chase App.
(You may need to update the app to get it…)
Nutmeg has been activated within the Chase App.
(You may need to update the app to get it…)
Still “coming soon” for me (with latest iOS app). Probably a phased roll-out.
Yeah me too
Not sure why I’m so excited for a little widget lmao
Mine is active. If you’re new to Nutmeg and you open through chase and invest £1000 they’ll give you £100 bonus.
Hi I have been with chase now since the came over to the UK and I haven’t seen a cheque scanner yet
They have only just put in a savings account and DD
Been in the app for around 4 weeks now
You’re replying to a post from 2021 - they were clearly referring to the US app.
Apologies
Has anybody had any luck in either reopening their old Chase account once closed, or opening a new one? I closed my account early last year because they didn’t support direct debits and no-one could tell me when they would (and, of course, they introduced them the week after I closed the account, but it was too late then…).
Customer services originally said I’d need to wait 12 months before reapplying but it now turns out that this was just them kicking the can down the road. The last person I spoke to said that it’s not about time, it’s about a limitation with their system - once you’ve been a customer, you can’t come back. Just wondered if anyone has had a different experience.
Assume getting closer to a form of credit being offered?
This is good, another thing to make them feel more established and legitimate.
Nope this is not possible - “currently”
I was also, like you, told it would be a 12 month limit. I think it’s connected to the cashback because that was also 12 months originally, when I reached it I was told no but “perhaps around march time” I could re-apply then. Even getting them to erase me off the systems (so no marketing etc) didn’t sort that either. I just don’t get marketing about an account they can’t re-open.
I
Currently, Chase won’t allow customers who have closed account in the past, to rejoin.
I’d suggest for new and developing fintechs, don’t fully close it, instead leave it dormant with a £1 balance. If your card is frozen, it’s safe.
Seeing as Zopa haven’t increased their interest rate recently, I will move my savings back into Chase now it is at 3%.
Chase will offer a credit card at some point…
This is on the Chase website under Newsroom…
The info is within the Nutmeg news article, which can be found here: Media centre | Chase UK
Rip chase 3%
Monzo now offer instant access pots at 3%!!!
Much easier having the money in one place.
I was actually more talking about me rather than the world. There is no point having the bulk of my savings in chase when it adds friction for me.
To be honest if I had that issue then monzo old style pots would have been better than chase as it took a day to get the money out where as chase doesn’t add the hugest amount of friction that would aid with impulse control. People would surely just move into their chase balance and spend using the card?
Edit: in fact if you were to worry about impulse control I would never hold my savings in instant transfer accounts unless you can lock them with a delay. It would do very little to prevent anyone. Old pots would help or banks like ford would help as it takes time to get the money out. It’s not a feature just having it in a different bank to control impulse when it takes minutes to get access to it.
Also I like how the monzo pot will show up in money management apps with open access although chase is working on that.
It does make starlings offering especially crap now.
I mean you can just hide Monzo pots? I hide my round up one to emtpy it at the turn of the year and see how much it ran to.
I find hiding would be better than an account where each month you will see things going on in the All Activity feed unless you literally never use the account but even then you can hide a monzo pot.
I still dont fully understand people with your impulse issues as I always know where my money is and how I can get access, it being in a never never bank wont make me forget and its so trivial to spend it and so quick its no meaningful barrier but I guess if it works for you.
I just would have thought a hidden pot would have been better since its actually hidden unlike chase where if you use it as an account and not a vault you will see things going on with the savings account and every time you check your roundups or nutmeg.
I know people will serious serious impulse control issues (gambling was a big one for one but thankfully they got themselves blacklisted and use card controls to help) and they do need the delay so chase is worthless for them, they will just spend it as its trivial to see and spend it, they do value a day delay though to prevent them wiping all their money out though.
The more competition the better I say.
It can only benefit us, the consumers.