Hi, My card got declined using Next online. I don’t think they new why as the list of possibilities was card number wrong, CVV wrong, address wrong, card expired, insufficient funds etc… I tried it twice and double checked everything. I didn’t get any notifications to say money had been taken and…

:point_down: explains what is 3D Secure 2.0 and what are the differences. [image] What is 3D Secure 2.0? About EMVCo's 3-D Secure 3D Secure 2 is the new authentication protocol for online card payments. 3DS2 is designed to improve upon 3D Secure 1 (3DS1) by addressing the old protocol's…

I had this and Next closed my account. Pretty annoying.

The N26 method is a pain as you need your phone working (no flat battery) and to be in the app to click on a button. I want to be able to use my card independently of any kerfuffle in the app, so for me having to enter a password or passcode on the same browser I am actually making my purchase…that…

[image] anon44204028: The N26 method is a pain as you need your phone working (no flat battery) and to be in the app to click on a button. I want to be able to use my card independently of any kerfuffle in the app, so for me having to enter a password or passcode on the same browser I am actual…

anon77734705: We’ve been waiting for 3D secure v2 before implementing it! @BethS @simonb Seems a bit of contradiction.. [image] MasterCard SecureCode / 3D Secure SecureCode is being worked on at the moment. We are working on an implementation of SecureCode 1.0 and the next year we will m…

The issue with a password is that many sites embed the 3D Secure page in an “iframe” so nothing actually proves that the page you’re seeing is real and not a fake one. The “out of band” method of confirming in the app mitigates that attack. Granted, they could also implement approval by logging int…

3D secure is an abomination! A perfect example of how not to create a UX.

Totally agree, it’s garbage. There are so many better options instead of that (throwaway card numbers essentially acting as an OTP, a separate OTP submitted in addition to the payment info, or a full oAuth-style flow where the merchant site redirects you to your bank and you have to authorise the tr…

I’d never thought of an oAuth flow - that’s a neat idea actually.

Card declined at Next (online)

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SC95 29 March 2018 08:44 15

@BethS @simonb Seems a bit of contradiction..

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Card declined at Next (online)

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