my friend who is under 18 but over 16 and wants a monzo account but doesnt have a passport. can they use there NI number as identification?
No as that’s not photographic ID
Your friend can only apply if they have a valid driving license (provisional or not) or a valid Passport.
A National Insurance number is not a form of ID.
Doesn’t an NI card literally have THIS IS NOT PROOF OF IDENTITY written on the front of it??
You don’t get a card these days, you get a letter
Can you use the letter as identification?
Unfortunately not. Only these:
- Driving licence (your provisional is fine)
- National ID card
- Biometric residency permit
- Firearm or shotgun certificate
- Electoral Identity Card issued by the Electoral Office for Northern Ireland
If that’s all you have: most high street banks will let you create an account without any ID what so ever (I had to do this for a family member - just explained they had no id then they skipped it (( although thinking about it, I could have been anyone since they never actually saw the said family member )))
Monzo requires one with a photo