Unlikely as I take medication which now means I can live a fairly normal life and I’ve been out of hospital a few years now . My psychiatrist can also look at all my records over the past few years and make the decision. I also spoke to one of my carers who said plenty of people drive with schizophrenia and its fine considering they’ve been well and went through all the procedures.
Thanks anyway. No more scooter for me . Just my bike for now and then hopefully a car . I’ll still keep the bike for cardio
Well the whole idea of a car is to have a run around as one of my carers with a car is no longer working with me.
It also makes it easier for me to get back into work. Hopefully next year some employment.
Just to clarify I’m not driving until I get permission from the DVLA . I just like to be pro active and learn about cars and what to look out for . Thanks guys
I dont have a credit card but most I’ve seen on auto trader do accept debit cards.
I’ve checked a few dealerships out and some of the reviews are worrying . However like most reviews, people only leave one if something goes wrong, you dont hear about all the sales which were good. At least with a dealership you have someone to go back to if any issues
Like I said I’ll go with a family member who knows what to look out for. Still a while away yet as I have to go through the procedure for declaring medical conditions
Since working from home, my car seems excessive. My girlfriend can drive and there’s probably only been two or three occasions in the last 8 months that we’ve needed both cars at the same time.
But every month I still have to pay for tax, insurance, money aside from serving/MOT.
But I am glad I bought a car outright instead of getting a lease, I’d have definitely regretted that!
Yeah the closer the better, only live in a small town so getting work outside of it would be tricky without a car. The bus service is unreliable and would want to use as minimal public transport as possible
Just had a look at insurance quotes and even with the medical condition I can still get affordable insurance. In fact its even cheaper than my sky bill each month, which is reassuring
Have to wait until I get a decision from the dvla and then check to get the most accurate quote as they may give me a " restricted license " which does bring the price up
Apparently in some cases open public car parks are cheaper premium than drive way as on a driveway people know where the keys to the vehicle are. Not 100% sure how accurate that is.
Thanks anyway guys, after some more reading it will probably be a public car park
Try not to get caught up in looking for the cheapest options to choose and just be honest and accurate. In the event of a claim insurers will look for any excuse not to pay out - if in doubt contact them.
Thanks @Ordog
When I come to insure I’ll definitely call them up to clarify. Maybe if I went directly to the insurer as opposed to moneysupermarket they may have something more precise.
What would a " unlocked compound " be ? Industrial estate or something?
Ok done some reading and a compound by definition is a an area which is full fenced all the way around , either with a gate or without one. So your probably right in saying open public car park
If you do use comparison websites, try all of them as some providers will have deals with a particular website and save you a bit of money.
As mentioned above, don’t go for the cheapest insurer. Make sure you double check what the cover offers. Check excess too as this will most likely vary vendor to vendor.
If you won’t be doing a lot of mileage also consider something like ByMiles. I’m no longer with them as a traditional insurer now works out cheaper for me, but I had ByMiles from when lockdown started and was paying £2-5 for my miles, compared to £30 in prior months with commuting.
I would be tempted to ring(or online chat) the insurer you select before purchasing, and check with them about where the car is parked. That way you avoid them being able to wriggle out of a claim if they disagree in the future
re the cash, I’m not sure I’d be entirely happy travelling to given location to view the car with £1000 or more in cash on me, especially if doing so on my own. While I’m sure extremely uncommon, you potentially set yourself up to be a victim of crime.
Fair enough, yeah I’ll defo give them a ring when I come to insure .
Been playing some driving simulator called " city car driving " which is really realistic.
When I do come to get a car it’ll be from the manufacturers dealership and so probably pay with card
When I do come to buying the car, if I pay with card…would it be best to speak to the bank before ( as it’s a large transaction ) to declare it to them ? There must be some security questions which is fine as it’s a large transaction
Be prepared for some dealers to not allow card payment. My experience last time I was shopping around for a car was most allowed card payment of the deposit but then required bank transfer for the remainder. But I did encounter some who allowed card payment on full amount.
If you do pay by card its probably worth letting back know in advance but might still run into difficulties on day - see YouTube video below
Also if you pay by Monzo raise your limit in advance if you need a raised limit (6.40 in video)
Anarchist
(Press ‘Help’ search ‘Contact us’ or email help@monzo.com or call 0800 802 1281)
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Is it necessary? I don’t know, but what harm would it do?
