Perhaps you could give an example of a unpredictable direct debit to help explain?
I have 1 variable direct debit that is 4 weekly but it’s still easy to predict so I apply the same methodology as @Juggy69 suggested. The rest are fixed dates and I’ve moved them all to ‘on or around the 1st of the month’.
If you live in a “dodgy” area and are worried about your card being stolen, don’t forget that you can instantly freeze your card in app and online at https://web.monzo.com 
My car insurance DD appears to be on some sort of voodoo lunar calendar as it goes out generally on the 21st, but can sometimes be up to three days later – and it’s not weekends or bank hols that push it back, for example my January DD went out on Wednesday 23rd with no reason for it not to go out on Monday the 21st.
That’ll just be a case of being scheduled for 21st but having occasional system errors extracting or transferring the file to BACS
Me and my partner love Monzo. It has helped us manage our budget each month easily. One thing we were wondering is how could we spend from each savings pot without having to move the money each time to the main pot. For example for all the bills (which come out different times in the month) could we set up a pot with all that money set aside?
Hi @cs9431, if you do a search, you’ll find a huge amount of discussion around “committed spend pots”.
In a nutshell, they’ve been in staff testing for a while, but there is no ETA for it being rolled out to the users.
Until then, you’ll have to either schedule the withdrawals to come out automatically, or manually move them each time like you are doing now.
Hi @cs9431. Unfortunately, pots at the moment are quite limited in how they work. However, it is possible to get some automatic rules set up using IFTTT to automatically take money out of pots based on categories or merchant names. Take a look at https://ifttt.com/monzo and see if there’s anything there that could do some of what you’re thinking of. Sadly, they only work for card payments, so direct debits and standing orders won’t trigger anything on IFTTT. If you need any help with IFTTT, give me a shout and I’ll do my best to help, or go to the support thread Monzo & IFTTT - Support Thread
To follow on from what @nickh said, here is the link to the topic:
You didn’t say whether or not you had a joint account. You could use a joint account as a pot, I guess?
I love that we’re still getting such deep debate about a feature that’s in the mid-late stages of being implemented 
RE: Juggy69’s point
Yes there are manual workarounds, but Monzo providing a bespoke solution is more straightforward and better customer service than requiring everybody manually setting up networks of automatic payments. And as it’d be hardwired it puts the onus on Monzo to ensure its correct and protects us from making human mistakes that lead to non-payment. It also makes a mess of your transactions list (not to mention the pulse) having money come in and then immediately go out for every item of committed spending.
Re: JustJordds points:
Yes, Monzo is currently defaulted to only taking payments from your main balance, but that’s a restriction entirely of their own making (and nothing to do with banking regulations) and they could therefore probably very easily create exceptions. It’s much cleaner to add a line of code saying “for these transactions only, reduce the balance in Pot A, NOT Main Balance” than it is to start giving people new accounts (which ARE affected by banking regulations).
Definitely I never argued against the payment from pots - and I understand the “just code it” answer - I just don’t know whether for regulatory reasons that is possible, I appreciate it isn’t a current account but that wouldn’t mean FCA regulations wouldn’t apply.
But basically my short answer is - I have no idea whether it could or couldn’t - I was fiercely speculating and just playing Devil’s Advocate to the possible hiccups that could come up.
I imagine the final implementation will
Money for Direct Debits etc… taken directly from the Committed Spend Pot. If not enough in Committed Spend Pot, extra needed taken from Main Account balance.
Feed item produced with the cost of the Direct Debit and the Committed Spend Pot logo in a little circle in the top right of the feed item logo (like with Round Ups).
Clicking into feed item shows the amount taken from the Committed Spend Pot (like amount added to pot is shown with Round Ups).
@jonnybiscuits, if I could like your comment twice, I would. That’s exactly what I’ve been trying to say! You talk much sense 
Thinking of creating a bills pots as I don’t like having my committed/bill money mixed in with my disposable/spending money.
I’m tempted to move my direct debits back to Barclays as I actually earn rewards doing that but I’m also considering creating a bills pots. I’m concerned about all the moving in and out of the bills pot is going to clog-up my feed, effectively doubling the number of items in my feed on days where bills are due. What are other peoples experience using a bills pot with scheduled withdrawals? Is it just easier to use a second account?
The committed spending pot delivery has been slow and its been stuck in testing since last year and I’d rather get this sorted sooner rather than later
Is there any sort of update that can be provided on this @simonb id say its actually the number one requested thing on here at this stage.
Has there been a v2 done for staff testing or anything?
+1 to the above!
Actually this is the most requested feature so far:
But Committed Spend Pots aren’t far behind!
Definitely voting for this one! Only thing stopping me going full monzo x
It would be great in addition to this, is allow you to mark a pot against your DD or SO.
So how I see it is;
you can view your DD / SO within Monzo and have the ability to assign it to a pot. (different pots depending on the DD / SO… Home bill or maybe Car insurance etc - Personally i’d have one called DD Bills)
After every payday Monzo will move the last amount paid to said DD / SO pot but… against each DD you have the option for a buffer. So for example your phone bill may vary, you could allow +£15 extra.
Another great option is after all DD / SO have gone out for that calendar month it gets moves back to your normal account until next payday comes alone, this applies to the buffered DD.
Hope that makes sense 
Exactly what’s holding me back! I joined monzo to make budgeting easier, would love this feature and would love to make the full leap.
I only read the other day that they were having people join, but not abandoning their existing accounts which is considered a problem.
Clearly many feel the same way and they should look at it.
Considered a problem by who?