13 posts were merged into an existing topic: Monzo Credit Card - what and why!
Cheque imaging, international payments, and full web app… the only three things for me to make Monzo the best again 
Tbf this isn’t really an issue with Monzo since you can just download a single statement that covers the relevant time period.
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We now have a separate topic (and poll!) on the whys and whats of a potential Monzo credit card 
6 transfer many my cart
My *Youngest, when looking at Monzo (after opening a Revolut junior account for them): it doesn’t have dark mode! Well that’s bad.
*Youngest does have issues with visual stress, but so do I, so I’ve gotta agree with their analysis
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An overdue update!
With 280 voters, I think we’re probably on diminishing returns now, but on we go - eight days left!
Still in first place - Monzo Credit Card ( 55% previously 56%)
We’ve been chatting / voting about a speculative Monzo Credit Card over here. It’s still at the top of the poll, but it’s lead is (very slowly) reducing. Not enough to worry anyone though…
Still in second place - Card payments from Bills Pots ( 46% previously 46%)
I’ll say exactly what I said last update: “static here. Top of the poll isn’t moving…”
Still in third place - Dark Mode ( 43% down from 45%)
Dark mode’s slow and steady increase in percentage has been stopped! But it’s 3% ahead of cheque imaging and 3% below card payments from pots - feels fairly safe in third place…?
The top-five are rounded out by…
cheque imaging - 40% ( 
no change in position, up from 39% )
Full web app - 39% ( 
from 
)
Ooh some changes…! The full web app zooms up the charts. But what of the previous #5 (credit card pots)? Let’s find out after seeing if the Battle of the Pays 
has heated up…
On the Battle of the Pays! 
Nothing giving here. Samsung has over double the votes of Garmin. But they’re both at the bottom - I can’t see this happening.
Back to the top of the poll! Things are looking interesting…
Use virtual cards to pay from pots (36% from 
)
Credit card pots (36% 
from 
)
Transfer money directly between pots (36% no change in percentage or position)
Connect to investment providers (33% same position but down 1%)
View your CVV in the app (31% same position, but down 1%)
Pay cash in at the Post Office is still at 30%, then we hit the 20%er club is really clustering!
Joint account parity is up to 27%, tying with native features for connected accounts. Just over a quarter of votes to are restore the chat button at 26%, which is also the percentage of votes that want to connect to mortgage providers and get some nice data insights in the app! Automatic get paid early and native rules are tying clustered on 25%. I wonder if we’ll see more movement here? One vote could make all the difference!
So, if you haven’t already, do vote! 
Polls close midnight on the 28th February 2021!
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I cannot see “sold for big bag of cash” on that list?
(remember a lot of us here are just in it for the money).
If you are talking app stuff - cheque imaging has turned out to be surprisingly useful during the last year.
We’re limping to the finish line. Can we get over 300 voters?!
My wish list is
- better integration with Trading 212
- a net figure of savings or debt over all accounts you can add with Monzo and Monzo balance itself
- Set reoccurring payments to be directed to a certain pot
- Better offers for the paid accounts. All the ones there are pretty poor atm
Is there any integration?
Pedantic much? Ok, a beginning to integration with T212
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Not sure how asking a question is being pedantic 
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I’d love to see an end of month sweep function that takes any outstanding balance from your current account into a designated pot just before your salary is paid in. Would stop me spending it!
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Hi.
This already exists. Granted it’s not manual but it will prompt you at the end of your budget period.
Brilliant news! How do I enable that? I couldn’t find it as as feature when I was looking for it.
Do you have a budget set? It will be in the summary at the end.
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That is so helpful Revels thank you. I don’t have a budget set but good to hear that function should still work for me. Looking forward to giving it a go next month! Thanks again for all the help.
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37 hours or so to go!! And 305 voters - amazing!
So what’s going on?
Still in first place - Monzo Credit Card ( 53% previously 55%)
It’s been decreasing percentage-wise for a while now, but its lead is unassailable. Chat / vote about a speculative Monzo Credit Card over here!.
Still in second place - Card payments from Bills Pots ( 45% previously 46%)
Still in third place - Dark Mode ( 42% down from 43%)
3% between positions two and three. By my (admittedly dodgy maths) we’ll need at least 10 people to vote for dark mode and not for card payments to change these positions. I’m not saying it’s impossible, just very unlikely!
The top-five are rounded out by…
cheque imaging - 39% ( no change in position, from 40% )
Full web app - 39% ( no change in position, no change in %age )
I don’t want to speak too soon, but it feels like things are coming to rest…
On the Battle of the Pays!
A handful of extra votes: Garmin Pay is scraping the bottom of the table at 2%; Samsung third from bottom with 4% (they’re only separated by “something else”). That means only 8 people out of 305 wanted Garmin Pay. That figure is 14 for Samsung Pay.
Back to the top of the poll! Things are looking interesting…
Use virtual cards to pay from pots (36% no change in percentage or position)
Credit card pots (35% no change in position, down from 36%)
Transfer money directly between pots (33% down from 36%)
Connect to investment providers (32% no change in position or percentage)
Pay cash in at the Post Office ( from 11 - up 1% to 31% from 30%)
View your CVV in the app is now down from 10 to 11, losing 2% (now at 29% from 31%). It’s followed by a bit of further shuffle: native features for connected accounts has 26% and is up at #12 (from #13), followed by five tying at 25%: connect to mortgage providers, joint account parity, restore the chat button, automatic get paid early, and genuine data insights in the app. A single vote could change things substantially here!
Final stretch now - and final write up after polls close!
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I totally heard Bruno Brookes read that post in my head.
1 Like