I have a feeling it would be a long time to be put together if Monzo started working on it
I imagine doing interesting things with virtual card would be (should be?) high on Monzo’s list, given they’re a way of attracting and keeping paying customers.
Who knows, they might be working on it already. 
2 Likes
Yeah, Virtual Cards is paid for so makes sense, didn’t Monzo ask us for what we would like to see and one of the things was a roadmap of what they are working on or was I dreaming that?
Are you thinking of this?
I think there were some Twitter exchanges, but no confirmed roadmap…
Ah, yes I think that’s what I was thinking of
5 Likes
Really good tweets thanks for sharing them
2 Likes
Time for another update! 
196 people have taken the time to vote so far. Thank you all! 
Here’s where things are at…
Still in first place - Monzo Credit Card (57% down from 60%)
The overall percentage is coming down, but still firmly on top is a Monzo credit card. 
Still in second place - Card payments from Bills Pots (47% down from 49%)
Top of the table isn’t shifting. Like the leader, the overall percentage is down but is closing on the leader by a percentage point. But is it too little too late?
Still in third place - Dark Mode (43% down from 45%)
Ever popular, but again in percentage terms its popularity is decreasing, although it maintains third place for now. Seems like a lot of the votes are going to the mid-table options recently…
The top-five are rounded out by…
cheque imaging - 40% previously 41%
full web-app - 39% previously not in the top five
Interestingly a full web-app is moving up the table. Credit card pots (previously in at number five with 39%) is now down to number six with 37%.
On the Battle of the Pays! 
Still boring 
. Garmin Pay is last with 2% of the votes (which means four votes). Samsung is just ahead in absolute votes - with five - but rounds down to 2%.
Meanwhile, all the action is just outside the top 5 with a bit of close jostling…
Credit card pots (37%)
Virtual cards from pots (36%)
Transfer money directly between pots (34%)
Connect to investment providers (33%)
View your CVV in the app (33%)
The 20%ers are all tightly bunched, too, with no less than four tied on 20% and eight tightly packed between 21% and 29%.
The top three look quite fixed right now, but let’s see what happens… I’m watching the middle of the table! 
8 Likes
That’s just not possible though I’m sure we’ve had posts claiming it’s missing a bit market by not having Garmin pay available. I need you to find up thousands of new votes please.
4 Likes
Would love to see more financial products: car hire excess insurance, health insurance, purchase protection, etc.
Not necessarily included in the paid plans but included in the app so I can manage everything in one place.
Revolut has car hire excess, travel insurance, etc but the company and customer support still seem untrustworthy.
Looks like dozens will beat monzo to fully integrated budgeting…
2 Likes
Update time!
We’ve gone over 200 voters: 227 people have taken the time to vote so far. Thank you all!
Here’s where things are at…
Still in first place - Monzo Credit Card ( 57% previously 57%)
Looks like no budging at the top!
Still in second place - Card payments from Bills Pots ( 46% down from 47%)
Still in second - a slight decrease in percentage votes, being the credit card is pulling away ever so slightly…
Still in third place - Dark Mode ( 44% up from 43%)
But dark mode closes the gap very slightly. Now only two percentage points between the second and third places…
The top-five are rounded out by…
credit card pots - 39% ( 
from )
cheque imaging - 38% ( 
from )
Interesting shuffling here. Credit card pots right back in play!
On the Battle of the Pays!
I mean, I’m not even going to go there this time. Sorry.
Meanwhile, all the action is just outside the top 5 with a bit of close jostling…
Virtual cards from pots (37% 
from )
Full web app (37% from 
)
Transfer money directly between pots (35% no change in percentage or position)
Connect to investment providers (34% up one percent, no change in position)
View your CVV in the app (33% no change in percentage or position)
The 20%ers remain tightly packed: at the top we have connect to mortgage providers on 28%, then joint account parity and restoration of the chat button tying at 27% - then three ties at 25% (for my money all super interesting things: automatic get paid early, genuine data insights, native rules)…
So, top three look relatively fixed still - some slight movement around the top 10 (credit card pots, looking t you!) but all to play for in the mid-table still.
If you haven’t already, vote! And tell your friends! 
11 Likes
Something that I’d forgotten about would make my life a little easier:
Automatically save my bank statements to Google Drive (or other cloud storage).
Hit the like button if you’re similarly keen!
13 Likes
Yeah this for sure I download mine once a month which isn’t too much of a chore but it would be nice to get them automatically downloaded at the start of the new month for the previous.
1 Like
Why do people bother downloading statements once a month?
I used to do it and check I recognise every transaction on the statement. But since I started using Monzo and an account aggregator I have on ongoing visibility of my transactions and so no longer bother going through statements at end of month
2 Likes
I don’t check transactions off a statement or use an aggregator. Downloaded for peace of mind.
1 Like
I don’t look at them, but I like to have them in a place that I control and that I can use if necessary.
Thankfully it’s not as common now, but there are times when you’ll need to provide bank statements for things like mortgages. In those circumstances I’d rather not spend 30 mins tapping buttons to download / upload them.
Then there’s the case of moving banks. If I were ever to leave Monzo I’d want my entire statement history to be available. And I wouldn’t want to do it manually!
4 Likes
I’ve had to do that in the past month, was like ha ha I’ve got all this already stored away.
Similarly they wanted to know what debts I had with any credit accounts that I held. I had all those statements downloaded already so I could just go glance at them all and get what they need from them. Balances, limits, APR, monthly payments etc etc, having to go through every app or website to login, find this info would of taken me an age.
Having said that I’ve just read today that some digital only brokers and trying to push the bigger brokers this year into open banking to help speed up that process, granted not every credit provider has an open banking connection.
4 Likes
I’ve become a bit of a habitual data hoarder for all that sort of stuff over the years.
I’ve got a folder full of each years important financial documents. Payslips, P60s, Bank Statements, Utility bills. And a tracker I haven’t filled in for a while of debt/savings/networth etc.
Would be nice to have that stuff auto-export from Monzo too.
1 Like