If it helps, cashback limits may be subject to change once live for all customers. But even so, I think it might be helpful to have a countdown showing how much available cashback is available in the 28 days rolling period - a bit like the other limits available in the app. Also showing how much has been earned in the same period. That way itās more obvious when youāll hit the limit if there continues to be one
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The Monzo cashback is a trial, being funded, as far as we know, entirely by Monzo themselves, so limiting the range of retailers is fair, I think. Iām not part of the trail group so donāt know exactly what the range of retailers is. From reading this thread it would seem fairly extensive for such a trial.
But to be clear: This is not currently being funded by a partner sign-up
The engagement of Monzo staff on this thread, particularly helping sort out difficult Merchant issues is to be applauded. To me, at least, there seems to be a very genuine willingness to engage with customers to both monitor and learn from how the trial is panning out.
Information on any wider and/or incremental growth of the trial towards it being a fully-fledged offer will be coming in a few days time - I guess weāll get some indication then on just how succesful the trial has been and how the machinery to make this all work has functioned.
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I guess Chase are big enough to throw money at it to help build up customer numbers
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Even the Chase offer has a bag of exclusions though.
Itās not 1% on everything
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True but it covers most everyday spending. Which is sort of how it markets it mostly.
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It depends hugely on the retailers though.
Someone (I canāt be bothered to scroll and check) hit the Ā£20 limit at Morrisons very easily. Thatās a Ā£2k spend to get that with Chase!
Me, Iāve got Ā£1.84 
so Iād have been much better off with Chase
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@MrsW maxed out at Ā£20 a few days ago and missed about Ā£3 āextraā (aka: with no limit, sheād have hit Ā£23 by now)
Iāve got Ā£8.34 so far in the same cycle. Kinda shows whoās tight and who spends.
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I got about Ā£9 odd over a week, but that was just trialling it, missed out on a few Ā£ for buying from pets at home and then wondering why cashback didnāt come - didnāt activate it 
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I hit the limit easily enough. Supermarket shops alone were probably good enough for it. I havenāt looked to calculate how much I āmissed outā on, no point in tormenting myself. Not least because the cap was clear from the very start, so I canāt claim surprise (I knew) nor unfairness (they couldnāt have been any more up-front).
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Youāre not opting into any kind of data sharing with Chase though, which is where it wins for me.
You can earn more, and faster with Monzo (assuming the offers remain as attractive when their partners are funding it) but it comes at a privacy cost Iām not happy to pay.
As a Yorkshireman Iād probably use the words ācarefulā and āprofligateā 
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Can anyone help me out here? 
Whatās 10 x Ā£20? 
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That would be Ā£200 - unless it is a trick question 
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New monthly cashback limit?
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Referral bonus inbound
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If thatās true then that is quite a jump from Ā£20!
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Or maybe, spend here over 10 times, minimum Ā£10 each time, and get Ā£20 back.
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Where can I check where I am with the limit?
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Or maybe give Monzo Ā£200 and they will give you Ā£10 back 
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