As much as I like cashback. I think this is a bad time for it. Cashback encourages spending which is something that should be tried to be restricted in times of inflation.
To clarify it further.
I accept monzo cash back terms about sharing etc with merchants and so forth.
The privacy each individual may be concerned about is, for example, they’re happy to share with Morrisons, but not happy to share with Iceland?
So you only validate this acceptance when you turn on said offer, opposed to an overall acceptable set out in the monzo t&cs?
Again, sorry if it’s already been covered 
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Or it’s a perfect time because I’ll get some money back on what I spend.
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To be fair, inflation or not, I still need to do my weekly shop.
I’d rather get cashback on it, compared to nothing.
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Exactly. We’re all (ok maybe not all) trying to save money at the moment, I’m not exactly going to turn down 8% back at Morrisons.
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I guess cash back shouldn’t necessarily increase spending, at best it’ll make you pick a different retailer to shop at. It doesn’t make any sense to be spending £100’s more than you normally otherwise would have just to get 5-8% cash back.
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That is my understanding, from the earlier discussion.
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Form completed - when will the second round of users be added to the pilot?
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Random check on the Monzo forum during working hours for the win! (Hopefully). Missed out first time round.
Love the early sign ups. Reminds me of opting in to the new app design an age ago when they dropped the old line graph at the top of the app.
It’ll most likely be tomorrow morning, but I’ll post to confirm when we’ve done it 
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Thanks Ian!
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Hopefully I’m in on time for this round. 
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Form completed
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Got mine in earlier too 
Completed the form, hope I’m not too late this time!
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I’ve applied too.
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Does a tap on an offer list exclusions?
For example, does spend at Morrisons and/or Sainsbury’s exclude Gift cards and/or infant formula?
Single use is in line with many of the offers provided by my other banks, so is the norm really.
I’m sure some of these are new? Definitely Subway because ive had one in the last month and I’ve not had cashback from it!
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Too bad they removed Spar, that was the main one for me.
The only other one I might use is Argos, and maybe Subway.
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