Be part of our cashback pilot šŸŽ‰

Given that itā€™s a trial initiated on the discussion boards Iā€™m not sure why people are surprised that chat didnā€™t know anything, I doubt theyā€™d train their whole staff for this

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Dam, I must of missed this trial.

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I thought Iā€™d seen something on this but I canā€™t find the post now. Are folk getting cashback if they use Curve?

(Iā€™m wondering if cashback stacks).

Yup. 1% + monzo%. Tried it with Sainsburyā€™s.

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You forgot to multiply by 100 after dividing. Itā€™s 0.002% (rounded to 1 significant figure).

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Is Morrisons Daily included under the Morrisons umbrella? Didnā€™t get cashback when I purchased stuff from my local Morrisons Daily, but that is possibly because it comes up as McCollā€™s in Monzo (which it used to be quite a while ago).

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Seems like incorrect Merchant data! :frowning: Iā€™d imagine it should be included, probs one to add to the list :stuck_out_tongue:

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I imagine you should be able to get that one fixed if you report in in-app, unsure if cash back will work retroactively so hopefully @iankent or another member of the cashback team will spot your post here and have a look at it for you.

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I was curious on this as we have a local one here, guess not worth my time for now :sweat_smile:

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Hey :wave: just catching up on the community posts, thanks again for all your feedback :hot_coral_heart:

Petrol stations

Petrol stations are excluded from the offers - so when you see Sainsburyā€™s, it means the store only and not the petrol station, but we know we can do more to make this clearer in-app.

Because of the way merchants take payments, sometimes weā€™ll incorrectly pay cashback on these payments. If weā€™ve incorrectly paid cashback, we wonā€™t take it back :moneybag: but we will be fixing it at some point soon :bug:

Thereā€™s other examples of this which weā€™re already thinking about (e.g. franchises, or where one brand is made up of multiple businesses), and going forward weā€™ll make any restrictions like this clearer in the offer terms and conditions.

Customer support

Sorry for any issues youā€™re having getting things like merchant issues sorted through customer support - as youā€™ve already said, this is all super new and to an incredibly small audience, so while weā€™ve tried to make sure all of our customer support are aware of it, thereā€™s definitely some gaps here we need to work on.

If youā€™ve opted in to receive cashback, the best way to get in touch with customer support about cashback is using the chat button on the ā€œCashback Explainedā€ help article - your chat will come through to cashback customer support who are all trained to help with cashback issues like these.

Iā€™d encourage you to give this a try so we can identify and fix any issues with our processes, but if youā€™re still stuck, feel free to DM me so we can investigate :pray:

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Hey Community Crew :wave:

Iā€™m one of the designers working on Cashback. Thanks for all your feedback on both the information weā€™re sharing about how we use your data, along with where itā€™s surfaced in the experience. Off the back of your feedback weā€™ve made a couple of changes to the experience.

  • Weā€™ve updated the content in our How we use your info screen so the data weā€™re sharing is clearer.
    (Iā€™m sharing the screen itself as well as where it lives in the onboarding flow here)
  • Weā€™ve also resurfaced this information on the Cashback home screen so you can read it again if you missed it in the onboarding screens.

Your feedback has been super helpful :hot_coral_heart:



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ā€œWe need to share around a yearā€™s worth of spending history with Monzoā€

Well, as my spending has been via Chase since Sep 2021, I wonā€™t expect many personalised offers then as Monzo wonā€™t have a clue where Iā€™ve been shopping! :man_shrugging:

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Iā€™ve just reached the Ā£20 limit. Great service and trial.

Iā€™m assuming this limit wonā€™t be part of the whole rollout?

If it is, it would be nice if the message warning youā€™ve hit your limit told you how much cashback you ā€œlostā€ by going over the limit. And perhaps providing the reset date?

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Do the offers track when used with Curve?

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Yes

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This is really great from a transparency point of view, thank-you for engaging with the community on this!

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Just curious, is there a subtle difference between ā€œde-indentifyā€ versus anonymise? You use the former in the screens and often the latter is used to convey privacy messages to consumers.

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De-identify is a more accurate descriptor. Iā€™m glad theyā€™re sticking with that as opposed to lying to you. Although they sound synonymous, theyā€™re not. The latter is often disingenuous, false, and lures you into a false sense of privacy.

The implication of anonymous is often that it can never identified or associated with your identity. Thatā€™s kind of the point of anonymity and the expectation I have when someone promises me anonymity. Thatā€™s almost (because approaches like differential privacy can sometimes guarantee privacy) never the case with these things.

De-identify doesnā€™t have the same implication so itā€™s a much more honest phrasing, and I respect them for that. They donā€™t make your data anonymous, they just remove personally identifiable data from what they hand over to their partners, who will then have ways of re-identifying (or de-anonymise) it fairly trivially. Thus no guarantee of privacy, and certainly not anonymity.

Itā€™s a very Monzo way of phrasing something, and I use that with a very positive connotation. Unlike say, fraudedā€¦

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Iā€™m totally with you on the semantic distinction. But unless Iā€™m mistaken the bit that Iā€™ve quoted is incorrect, no? Monzo has said that they only give data to aggregators not to merchants. Unless Iā€™ve missed something?

(And thatā€™s not to say that giving away data is great generally, but informed decisions need to be made on accurate information I think).

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I think one of the clarity posts way above alluded to the possibility of sharing it both with aggregators and directly with merchants (whoever is running the promotion essentially).

Edit: the post I was thinking of

Merchants was just the one that popped into my head first but Iā€™ll change it to partners, which is probably the most accurate.

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