If they’d have implemented proper transaction notifications, not those x amount notifications, I’d have left all my bills there and not moved them to Starling.
Slowly catching up with the rest. Their app isn’t too bad, sending money to others could be easier though
It works, but seemingly stopped pulling transactions from 3rd Dec 2021
I find sending money easy. To be honest, I find the entire app very easy to use. My one improvement would be having the contactless limit setting be a part of the app itself rather than the chatbot, but it still is easy to use in the chatbot.
Am I missing something here? Where is the actual cashback on everyday spending terms? 2.02%, plus 3%, plus Virgin experience voucher for the £1000 savings, but nothing on the everyday spending or am I being blind?
Edit: found it, it’s for their credit cards not current accounts and it’s as pointless as the Santander offering IMO unless the offers are different?
The offers are similar to those you get from Lloyds or Halifax.
All offers will be useless for a lot of people, but Morrisons is useful for everybody who shops there (loads of people). LNER is useful for anybody who wants to travel by train because you can use their website to book a train for any rail operator, it doesn’t have to be an LNER train.
I often get offers from Lloyds for use at pub chains such as Toby Carvery, Sizzling Pubs, etc and I eat at those places anyway so I’ve saved a fair bit with the discounts.
I get offers from santander and they are occasionally useful. I’ve used their Morrisons, LNER, and Kindle offers to get a bit of money back. Not too bad.
Sometimes I wonder if we actually save by using the discount or if we are really just overpaying without it
When LNER are on almost everything then when I book them I don’t see the discount as a discount anymore just the regular price. When I can’t find the discount I feel like I’m paying more than the regular price. Weird I know!
You have to opt-in to the cashback feature first using the app, but once you have done that you are automatically ready to claim cashback on offers (you don’t need to opt-in to each brand individually) and they email you telling you what some of the current offers are, every week.
So there’s no need to use the app beyond the initial enrolment.
Mine works fine. Only slight issue is that the transactions from Nationwide are in the wrong order (oldest is first in the list) but I can live with that.