Bank closures

Hi everyone I’m a 17 year old college student. Recently I had my bank accounts closed, Monzo and Lloyds, without knowing any reason why, I tried opening starting but I was told they could not offer me an account without a reason as well, I’ve tried others, it’s either I need to be 18, or something about my address because I’ve not lived here for up to three years, or they can’t offer me an account, I have had a data check on both cifas and national hunter both said there is no data held on me I’ve tried checking Experian and equitax and transunion but they said I have to be 18 and I don’t have any other way to check if there is a credit report on me, I have been paranoid and frustrated and scared because I don’t know what to do as I don’t have a bank account, I’m thinking of going to uni next year or a flight school which might require me travelling out, please I’m in desperate need of help what else do I do.

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There is a reason and if it’s multiple banks, it’s a big one.

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But I have no idea what it is and I don’t know what to do

What did you lie about? Or what have you done? What have the banks told you?

Nobody here can give you the answers when you aren’t being honest.

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The last thing I did with the account was this job that involves people sending me money and then me sending it to people, the people I was working with said the banks were probably afraid that money laundering was happening and the have to take the necessary precautions or maybe they thing it’s fraud but when the banks told me if I got the money illegally they would take it off me and close the account but I was given the money and the account was closed so that could mean it wasn’t illegal, also I received a call like day before yesterday or so asking if I’ve paid off the debt I owe, there’s no way I can be in debt because o can’t borrow money as a 17 year old and I’m not authorised on anyone’s credit and I told them I’m don’t have any debt and they were like ok they will get back to me because the saw on my profile that I had a debt

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It sounds like you were used as a money mule. There are charities that can help you.

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I already have gotten out but I don’t know who to speak to

Where can I get in touch with them please

Google it like I just did

https://www.nationalcrimeagency.gov.uk/what-we-do/crime-threats/fraud-and-economic-crime/money-muling

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I’ll try that thank🥲

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Ok, I’ll try that thanks

Have a read through here too. Lots of good advice.

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I have had a data check in cifas twice and I’ve checked with national hunter as well but they said they don’t have any data on me

OP clearly didn’t knowingly launder money.

Let’s not try and scare them with tales of prison for the sake of it.

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This was what they said the job was

Right😔

Have a chat with your parents / family if you haven’t already.

This is serious and is something that a bunch of strangers on the Internet can only roughly guide you on. You need greater support.

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Bingo.

You’ve been laundering stolen funds.

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This is a fake job scam.

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But I got paid the commissions