BACS Credits

[michaelw90 (Michael)]

No problem, some info here about the switch:

@erincandescent

So a couple of weeks ago, after a lot of hard work, we became directly connected to Bacs (though still indirect participants). All of our files are now exchanged directly with them over our automated systems, which frees up a bunch of ops time to work on other, meaningful things.

That the files now show up earlier was expected.