I use it but only just after midnight so it doesn’t mess up my summary 
. I only use it then so I can sort my money before going to sleep instead of doing it in the morning.
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I use it without fail, gives me a day ahead to manually move money, pay the Monzo loan etc etc.
I don’t use summary of any budgeting stuff on my account.
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That’s a good idea. If I can stay awake long enough 
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Use it every week
Don’t get notifications about it until about 4.30. Does everyone else get one at 4?
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I use it every month!
If I get paid during the night, I’d probably forget to update my budget and invest 
But now every month at 4pm I get to sit down, budget, invest, and save! It’s like self care for me 
Also:
In addition we’ve got all the general “load” on the app and platform during the day,
Nice to see people aren’t forgetting about the coolest kiddos in the room, the infrastructure / platform teams 
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Don’t get notifications about it until about 4.30. Does everyone else get one at 4?
GPE happens at 4pm, it might just be a slow notification
This is because at 4pm the day before you are paid, Monzo are guaranteed to have the money, see this link for more information on how this works (and why 4pm is the special time 
)
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I’ve learned not to trust your links 
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Ahh I forgot I did that 
Here’s the link:
https://monzo.com/blog/2019/08/20/monzo-now-lets-you-get-paid-a-day-early-for-free
The TL;DR is that BACs payments are confirmed on 4pm the day before, most banks wait until the next day but Monzo does not 
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My understanding is very basic though, I imagine it’s a bit like a trampoline, if you get too many people jumping on it at once then it breaks!
So maybe it’s time to change “Early payday” from actually being 11h early into 22 - 24 h early?
I would like to have an option to choose do I want to get paid 24h earlier or not? I obviously would choose yes 
If yes, early pay could be executed night time 
24 hours earlier the money isn’t guaranteed.
Did you read the article that explains why it’s 4pm that Dan linked?
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This happens to me when my lunar pay falls on the last Friday of the month.
I still don’t get why can’t be paid weekly like a normal company and have this lunar thing.
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Wait, you are paid every 28 days? If so, that’s very odd indeed. I’d say monthly is the most common, then weekly
Can you explain that in this context?
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I tried searching for it and there is very, very little context for it. The only reference I found says that it’s a 28 day pay cycle (lunar month – ie aligned with one moon cycle)
It would be a very odd pay pattern as sometimes you’d be paid in the middle of a month, then twice in other months
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I’ve always been wage paid so weekly is more common.
Paying £3k all at once must be worse than just paying £750 a week for cash flow.
I still work weekly when it comes to money from my last job.
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Not really – bills are always on a monthly cycle and so is rent/mortgage. Get them all paid just after payday and you know how much you have left to play with for the rest of the month. With weekly pay I always found myself having to budget and count pennies to make sure I save enough every week to pay my bills
But what’s lunar pay? Am I right thinking it’s every 28 days?
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Just to say I worked for an agency that paid every 28 days - thus 13 a year.
It used to mess with my head!
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Luckily, I am paid weekly, so always picking up my salary on Thursday (around) 4 pm 
I hate monthly salaries, but not much choice as it depends on individual company’s payroll system 