Apple pay prior to debit card receival

Can I use my monzo account through Apple pay before I received my debit card?

I think if certain conditions are met the app will offer that to you. If there’s no option then no.

I believe receiving the card is part of the account opening verification you are you so no I don’t think so.

You should be able to - I was able to when I setup my account

You can but you have to do it as part of setup I think.