I have answered the same question twice with the same answer?
The fade on the orange monzo wording was shite on the original (monzo accepted way back when that there were quality issues) which isnât as noticeable on the second one I got, just not activated until recently.
Does that satisfy your question for a third time?
In terms of ordering another. Iâm not sure how or why but it worked. I thought you meant from a mental point of view not a process point of view. My bad.
I think a drawer handle style thing at the top to imply you can pull down would help. I like the gesture but I know exactly what you mean about hidden gestures across everything, its sadly not an apple only problem.
Yeah, I do love to tweak but not rewrite everything to the nth degree.
I would like a flow with say 3 presets of show lots, show a bit and more minimal that use user would use as a base layout with an explanation that they can customise further.
I know people who love minimal and I know people who love more and rather than having the default being neither or worse for each just have the ability for setting your initial preset with the knowledge it could go further.
I actually know a few who had no idea you could hide pots and they had a wad and found it annoying having to go past them all as it were so exposing that information in a intro flow would be a good way to highlight existing stuff people may have missed.
Just through the app. It was months ago, but I think cuz another card was waiting activation (green maybe) it let me choose another neon so went yellow.
I think there has been some interchangeable use of the terms pending and upcoming. In both cases I think @Callumrhys is talking about transactions that have not yet happened (e.g. direct debit due to be paid tomorrow, etc). I think what @Callumrhys wants is to not see these not-yet-occurred transactions in the small (3 transaction) glanceable widget shown on the home screen, and instead only see the latest transactions that have actually happened.
At the moment if you have 3 or more not-yet-occurred transactions at the top of your latesr activity widget you have to click see all to see the latest transaction that has actually taken place.
Not sure what the best solution is here, but it seems a reasonable thing for Monzo to consider.
Yeah, it can be a bit frustrating. I had some Direct Debits show up before the bank holiday Friday, and they were sat blocking the Latest Activity feed until Tuesday, effectively making it useless.
Maybe upcoming DDs etc could be rolled up in the Activity view, so they only take up one line?
Was just in the middle of suggesting something like thisâŚ
Perhaps when there are upcoming transactions the Latest Activity widget could grow to 4 rows instead of 3 and upcoming transactions could be limited to the one extra row. The one extra row would say something like âÂŁx in y upcoming transactionsâ. You would then have to tap on that row for more details of the individual upcoming transactions.
This looks incredible and thank you for the update! Iâm very excited about the customisation and making the app perfect for my every day needs, I love managing my money and this looks like itâs about to get even better.
I think a refinement of pots to show personal and shared is a great idea, I noticed in your snippet video that thereâs now a single total and a joint total, love that! Iâm not a fan of you adding bright coral icons onto the activity tab logoâs though, could we get those in grey maybe? I understand it makes the text simpler so visually will help but itâs quite prominent to have on every transaction.
I think the âAdd Moneyâ button/flow on the Monzo account card needs tweaking. Iâve just watched my mum get bamboozled by it. For context, she is a non-techie person, doesnât have any interest in fintech, and doesnât spend lots of time exploring features. She is comfortable with standard/traditional bank transfers (and had previously been using this method to send money to Monzo from her other bank). She has no idea what open banking is, and will see no value benefit in this approach to transferring money.
However, because the new âAdd Moneyâ button on the home feed is so prominent she tapped on it assuming thatâs what she now needs to do to add money to her Monzo account going forward. She then scrolled down and tapped on her bank, entered how much she wanted to transfer and was then transferred to her bank website to make the open banking connection/approval (she doesnât keep her other bank app on her phone, and doesnât want to). Because she never visits her other bank website on her phone the page was then overlayed with the cookie permissions popup. This was all confusing for her and she had to then ask me what was happening.
Looking at the page that pops up when you tap âadd moneyâ I see you are basically pushing people to use open banking over other methods. There is an âother ways to add moneyâ button, but its right at the bottom of the list. Like what happened to my mum its likely that many wonât notice this option because they will tap their bank before they see this.
I think you should provide a âways to add moneyâ screen as the first thing you see when you tap add money. This should be the current âother ways to add moneyâ screen with open banking added as an option to the list. Only when you tap open banking should you get to what is currently the âadd moneyâ screen. This will give it better context and will make it more obvious to people that the other methods are still available.
The TLDR version of my feedback here is donât assume everyone knows about, is comfortable with, or would prefer to use open banking for transferring money.
Yes I donât see why this add money option is at all prominent. Monzo is a bank account. Your employer transfers money in every month and people can use bank transfers to put money in if required. The account details are easy to find.
Itâs not a prepaid top up card and they should be ditching any UI elements like this which make it seem like one. This option could be far more hidden away.
I actually donât think the prominence of the âadd moneyâ button is the main issue. I can see benefits. It could for example help new users discover options that they may have assumed were not available (e.g. salary/cash/cheque deposits), and for old users it may just be a more convenient location than having it tucked away somewhere.
For me, the issue is that when you tap add money youâre taken to a screen that emphasises open banking transfer above all else (and so doesnât do a good job with providing awareness of or access to the various options). I think it would be much better if you were instead taken directly to the current âother ways to add moneyâ screen, with open banking transfer added as an option on this screen.
My problem with âadd moneyâ as one of my main jobs to do in the app is to âsend moneyâ or make a payment, the add money options has felt to me, dare I say itâs a bit, pre pay Monzo days.