App Evolution (new look Monzo app): Feedback Megathread 📣

I just tried to move money from my current account to one of my pots. In our joint account we have a pot called “buffer”. In my personal account we have a pot called “buffer”.

From the Pots list view on Home Screen, I clicked on my buffer pot. It opens up in a carousel view containing ALL pots. They are mixed up, with no indication of which account the pot belongs too.

I moved the money into the wrong buffer pot. No drama - I can move it back.

However, this needs some work - separation of concerns, please!

I also realised how much money I had sitting in pots… madness. Moved it all out to a 5% easy access Savings account. If Monzo offered decent interest on everything in your account, that would be great…

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Joint Buffer
Joint Savings
Personal Buffer
Personal Savings

Listing as the above somewhat mitigates your accidents until they try implement something.

Or a different pot icon.

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I really, really don’t like this evolution. The new Home Page feels entirely redundant and adds friction between opening the app and my transactions feed. The old version, where you loaded up the app and could immediately scroll down to see transactions, and swipe across to see all the cards/accounts/pots you had was so simple and smooth.

There are now two (or more!) layers between me and seamlessly interacting with my actual finances (the transactions themselves). On the Home Page, I need to click “see all” to view my transactions, and then you can’t really interact with them the same way you used to because it comes up on a pop-up tab. You’ve got to click the card image at the top to get to the old school scroll-and-swipe page, which is much faster and more intuitive.

Really hope that they give an option to go retro and reload the old UI. I don’t find the separation of the Home Page (which now contains Pots) from the old actual card/account section (which doesn’t) useful, helpful or clean at all.

Love Monzo and always have - but this one I think is a step backwards!!

Sam (user since Nov 2016!)

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It’s one tap to either “See all” or your card, both give you exactly the same outcome.

Which one? The one before this update? Or the one before that? Or the one before that?

Never going to happen™

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If the official attitude of a company who posted £116M loss last year to current customers is this, I worry for their future. That reported Alphabet cash isn’t in the bank yet!
By most standards, other than speed/ease of user experience on the app, Monzo is a bang average bank, who rely heavily on style over substance. So if they’re going to keep ‘fixing’ things that aren’t broken they could have problems down the line.
Personally it’s annoying enough that I’ll start to look elsewhere, despite the aggravation that will be.

So glad you’re here to remind them they are an average bank, who make large losses, what would they do without you!

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New update is just… terrible! Gah! So much harder to do anything! So much less intuitive! So confusing. It’s doing my head in.

And why are my Savings pots hidden away in some remote and special corner of the app like they’ve been exiled, like Napoleon, to Elba?

This is my first ever post and I’ve signed up here to say exactly this: for the love of everything that is good and holy, please sort these issues out.

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This is a common complaint and hopefully one they fix. I sort of get it being in investments but I’d prefer them back where they were.

At worse, at least expand investments and list them like you can with regular pots.

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Fortunately at least it does seem to be run by adults who actively seek feedback, not commenters on their forums

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Presumably they started making profit prior to messing with the structure of the app so I guess we’ll see

The way you use the app may work for you, but some other customers want more from it than just one screen with a list of transactions (not saying that it isn’t ok for you to want that!). They have to evolve the app to expand their offering, and they have been doing so with a lot of consultation with customers both on here and ‘out in the wild’. It is not in their interest to make the app unusable and lose all their customers, they aren’t just making knee-jerk decisions with no evidence base/research.

They are still taking feedback onboard and refining things - including the ability to hide and move different sections coming at some point in the near future. Hopefully, with a few more customisation options (i.e. opening by default to your personal card page or something like that) more people will be happy over the next few months.

I hope some options appear that make it more usable for you - I personally wouldn’t want to revert to what it was originally as I (mostly) like the changes. I don’t like the fact Investments and Savings are lumped in together - but based on how many people say this I imagine this may well change! I also want to be able to hide the Pots section as I don’t use it.

PS - A lot of the changes are paving the way for features that people do want/like, such as investments.

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That’s encouraging, thanks!

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We have some designs we never implemented which showed this in the navigation bar’s subtitle. Will add a note so we can pick this up soon, sorry for the confusion

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Couple questions:

  • how many transactions do you tend to look at when you open the app?
  • am I correct in thinking your frustration on the second point is that the tab bar isn’t available when viewing all transactions?

I look at all my transactions! My frustration is that this section (see pic) isn’t the first thing you see when you open the app (as it was) and that instead there are layers of taps needed to get to it. I just think Home Screen is an unnecessary added layer that adds friction between opening the app and interacting with my finances, which is what made Monzo feel so smooth and seamless. It’s duplicative and only serves to separate bits of my Monzo experience into different pages and tabs which I think slows the experience down

It’s one tap to get to that screen.

And it used to be no taps!

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Is there any way you could allow people to choose to land on their personal account card page by default rather than the Home Screen?

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Which is what caused confusion, there was no “home” for everyone at all times. Where you were when you pressed home, took you to different places/things.

This is unifying everything.

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