The inapp chat or even help@monzo.com will be your friend in this option. I asked about my friend who has no formal ID and this is the reply I got:
We have three verification processes in place:
Algorithm: we use a verification algorithm to help us verify your identity after you’ve signed up. It works in the majority of cases, but when it doesn’t work, we use in-app verification.
In-App Verification: With in-app verification, we ask you to send an image of an ID document, together with an image of your face, to check the resemblance, and verify your account.
Document checks: If the algorithm doesn’t work, and the in-app verification doesn’t work either, then we may resort to documents. This is the very last option, as it takes a lot longer to verify ID using this method, and it may require several documents.
In short it is very possible your friend will be automatically verified by our algorithm system, but if he is not, he can get in touch with us and we will provide him with a list of alternative documents he can send us - there’s always a way The documents we can accept are:
Group A
Birth Certificate
National Insurance number card
Benefits letter received from the government showing your name and address
Government pension entitlement letter showing your name and address
Group B
Council tax bill showing your name and address
Utility bill showing your name and address
P60 or P45
Bank statement from a high street bank on full letter head, showing your name and address
We will need to see at least one document from each group. I hope that helps, let me know if you have any questions!
We’re unable to accept applications without photo ID right now. We’re looking to support this in the future.
She can use her photo ID in her maiden name. We’ll need to register that as her legal name, unless she is able to provide a copy of her marriage certificate ️
Does Monzo count as a ‘high street bank’ for identity verification purposes (if you have a printed statement)? Obviously bit pointless using it to prove to Monzo you the account holder, but I was thinking for government stuff/other banks etc.
Apart from Driving Licence you have also accepted a Driver Card (digital tachograph photocard) when I upgraded my prepaid account to a current account.
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Anarchist
(Press ‘Help’ search ‘Contact us’ or email help@monzo.com or call 0800 802 1281)
13
I’m sure I read somewhere on here that the rules have been tightened up (probably as soon as they realised you got in😉)