Algbra discussion

I can’t spill the beans but I can give my opinion.

I’m not bound by any terms in scope of how I feel.

I continue to refrain from letting out any ongoing projects etc that I knew if at the time of leaving.

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Could you let us know about any paused, discontinued or ready to launch stuff then?

#loopholes

Nothing notable I’d recall being canned to be fair.

:wink:

Can this actually be about Algbra plz.

I’ve had some cashback, but I think I’d prefer it to be bulked up. Looks a little messy going straight into the feed.

I’m really interested to see how things go with them.

Though Carlo shore should be a thread in its own right :joy:

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:eyes:

But yeah, so the cashback goes on the main transaction list? Possibly because they don’t offer any type of savings/pot type accounts to move it to.

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Am I the only one that knows it’s Carl O. and not Carlo? :laughing:

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I’ll take either tbh. :sweat_smile:

Been called worse, and responded to worse.

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Not that I’ve been stalking you - I just remember you from the thinkbroadband forum (at least I think it was there)!

Ispreview or giffgaff, I’ve been across thinkbroaband but not sure ever messaged :upside_down_face:

Yes, it would be ISP Review, not think broadband.

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I tried them out, briefly. The app was quite nice to use but it seems super early stages and I just couldn’t trust it for now with any more day to day spending etc.

One to watch I think.

I think, if I’m generous, they’re probably around 6 months away from being an account I’d use regularly on a par with someone like Chase (ie - not my ‘main’ account, but potentially my ‘spending money’ account).

At the moment a couple of things are holding me back - firstly no Apple/Google Pay yet. I never actually use my debit card these days (apart from when using Pay at Pump). So I’ll never use this as a general ‘everyday spending’ account until they get that sorted.

I would’ve thought that would be something they’d be keen on sorting because of their ‘environmentally sustainable’ ethos - the mantra being ‘reduce, reuse, recycle’ so getting setup with Apple/Google Pay would allow them to offer bank accounts with no physical cards at all (reduce) - just like you can have with Revolut.

The other thing that makes me slightly wary of using them is that when you go to transfer money into the account, the bank you’re transferring money from doesn’t recognise their sortcode as ‘Algbra’ and instead references it as ‘Modulr FS’ so it looks like they’re ‘piggy backing’ a lot of their services through the 3rd party.

I like the concept though and I’ll keep it ticking over - I pay my Mossy Earth sub from that card now (seemed appropriate) but I’ll be giving them until next summer to see how they develop before deciding to close either this one or Chase.

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Yes that’s where I’m at too. The app is slick but there are some strong limitations (no Apple Pay being one).

I’m also a little wary about how readily they seem to block accounts after you transfer money in. I wouldn’t want to put my monthly spend in just for it to get blocked. Not worth the faff.

i closed it in favour of kroo how wrong i was as it was a pile of shit , might go back to algbra in a year or so by then it might have google pay

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Doing the same with mine as I can’t see myself using it and there’s no Google Pay

So, my first actual ‘this is an issue with me with their service’ moment with Algbra which may stop me from using them anymore at all.

Went to load up the app this morning so check if I’d remembered to transfer the money it’ll need to cover a subscription that I’d setup last month only to find the app had logged me out completely. Gave them my email address to log back in and was told to check my email for the link to log back in - it’s now been 45 mins and no email (and I’ve been checking my junk mail folder as well).

I hate it generally when apps log you out randomly anyway (supermarket apps are particularly bad at this - when you go to open it at the till to scan your loyalty card only to find it’s logged you out and you can’t remember your password grr!) but I’ve effectively been locked out of my bank account now for far too long.

If there had been something urgent I needed to check other than ‘I’d better just make sure before that payment is taken over the weekend’ I’d be seriously stuck.

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A similar thing happened to me. I’ve been waiting for a “specialist” to get back to me since last Friday.

Now, I’m aware of course what time of year it is and that Christmas breaks apply etc. But there’s no way I’m going to touch this until basic operational ability is setup.

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How long did it take them to close your account? They’ve been closing mine since Mid-December and it’s still not been done.

No response to any messages in the App either

Wont let me send a new ticket for some reason just get a message saying it “Couldn’t Send, tap to retry” and then get caught in a repeating loop of the same error.

Might try a resintall of the App

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Reinstall didn’t work :thinking: