Came across Zero yesterday. They seem to be another Tred/Algbra eco banking ‘movement’ and are based in Cardiff. You can sign up to waiting list at their website zero.co.uk and there’s this article about them here from May.
Apologies if there’s a thread about them elsewhere, but they looked interesting and nothing came up in the search. Does anyone know anything else about them? What are their chances do you think?
“Balance £30,200” 
The card design has a Hyperjar vibe about it.
“No need to pre-fund your account to pay with your Zero card.”
So they’ll just not make any money?
Maybe it’s a Currensea type deal?
I tried to find something about this, as I suspected that you actually pay from another account but it would help if their FAQ’s were not this:
Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry’s standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled it to make a type specimen book. It has survived not only five centuries, but also the leap into electronic typesetting, remaining essentially unchanged. It was popularised in the 1960s with the release of Letraset sheets containing Lorem Ipsum passages, and more recently with desktop publishing software like Aldus PageMaker including versions of Lorem Ipsum.
But some of the details:
• Fees: No fees for using the card or account will be charged, nor will there
be fees for inactivity or foreign exchange fees above the Mastercard rate
• Card limits: Your card/account can be used up to the following limits:
o Up to 100 card transactions per day
o Up to £4250 in a single card transaction
o Up to £10,000 per day on card transactions
o Up to £100,000 per year on card transactions
o Up to £25,000 every four days on card transactions
o Up to four ATM withdrawal per day
o Max £500 ATM withdrawal per day
o Max £1000 ATM withdrawal over four days
Where did you find the FAQs? I can’t see it on their website.
Is it Lorem Ipsum, or just the Wikipedia article about Lorem Ipsum (the latter is worse) 
I read through their Terms and Conditions and it linked to FAQs but they… well, they aren’t finished.
What is it with these startups building mostly fancy websites where everyone gives themselves ridiculously grandiose titles such as “Chairman of the board” “Chief sustainability officer” “software developer”*
I give them six months if that before they’re gone, are we entering a new .com bubble of fintechs?
*ok that last one I put in for a bit of a joke.
I’m surprised they sprung up, I think we’re in the market consolidation phase. Fana never even got to an app stage, though it’s still languishing as a web app.
They did/have . I had the app.
Indeed they do. Colour me surprised
Reminds me of FROST app 
Don’t see anything to stand out really 
Hello, Richard Theo here - i am one of the founders at Zero and just noticed this thread. Great fan of Monzo and active customer for years. We founded Zero to try and bring some focus to the continued negative effect of money on climate change e.g. banks still lending and investing your money into fossil fuel production etc. It’s also intended to help people understand elements of their lifestyle that are high impact and provide options to help reduce that impact. This is something of increasing appeal to young people globally. I was formerly the founder & CEO of Wealthify the investing app and a few other fintech things too. And we have an amazing team of people with a ton of experience to help make it a success. Obviously at this early stage it’s not perfect so please be forgiving but we’ve got a waitlist that you can join if you’d like to give it a try when we release in the next couple of months. Just like in the early days of Monzo, we’re really looking for our community to contribute to making it the best it can be.
