✨ A deep dive into App Evolution

Pleeeeease add manual accounts/loans/savings etc. :pray:t2:

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I love this, and to an extent don’t at the same time.

The reason for this is that one thing Monzo has really done well, I think, is give really deep insights into connected accounts.

And the whole thread here if you look at monzo as an app sounds great, a really great financial hub for everything going on.

But, my concern would be the focus lasers onto that, and the core banking features for monzo as a bank (joint accounts, saving rates, account types) get forgotten about in that quest.

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Agreed. We certainly won’t be over optimising for external accounts, nor neglecting core Monzo features. If anything we’d like to leverage core Monzo features that are currently tricky to find.

In terms of connected accounts, the general principle is that by adding one, it would compliment your existing monzo experience and provide visibility (if you have external accounts), however the screen is in no way dependent on them. The way I think of it, is that a mark of success for this overview screen is that it scales up and down elegantly. So the interface is powerful for customers with a Monzo current account only, but that same interface can scale should you have more things in Monzo (joint account, savings, loans, external accounts), without becoming overwhelming.

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This sounds great, can’t wait to see it in action :slight_smile:

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@leepethers for President. Or something.

Absolutely loving your thought processes.

Are you working with the US team on this? I know they are thinking a lot about budgeting, and have some folk who worked on Simple that had a particular budgeting style.

Manual Accounts. Manual Accounts. Manual Accounts. Manual Accounts. Manual Accounts. Manual Accounts. Manual Accounts. Manual Accounts. Manual Accounts. Manual Accounts. Manual Accounts. Manual Accounts. Manual Accounts. Manual Accounts. Manual Accounts. Manual Accounts. Manual Accounts. Manual Accounts. Manual Accounts. Manual Accounts. Manual Accounts. Manual Accounts. Manual Accounts. Manual Accounts. Manual Accounts. Manual Accounts. Manual Accounts. Manual Accounts. Manual Accounts. Manual Accounts. Manual Accounts. Manual Accounts. Manual Accounts. Manual Accounts. Manual Accounts. Manual Accounts.

:pray:

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Amen brother. Take me straight to my balance and transactions!

Loving how the new designs look!
The only thing I ask is decrease the friction when transferring money between my joint and personal accounts!
It used to be a 2 click operation, just Add Money > From another account.
Now its Add Money > scroll the list > other ways to add money > from another account.

Its a minor change, but it just makes it that little bit harder to send yourself £5 for a coffee etc.

n.b. Jumping on the trend of people asking for early access. I’m a QA tester so free labour?? :wink:

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WOW this is cool, can’t wait to try it in labs! Will bring Monzo closer to what other challenger banks are doing with cool app design.

Loving where route 1-3 are going but your v1 dev build very much looks like a play it safe evolution that’s not far from the pull-down overview screen that’s there currently. Having the tabs / widgets & pulse make you feel like your really seeing an interesting overview not just a rearrange. Hopefully you’ll bring more life to it :eyes::rocket:

Would love to see the light mode version of this

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Hey @emmag and @leepethers :wave:

Just wondering how the staff testing is going. Do you have any findings you can share at all?

And still keen for a v2 in Labs of course! Is that still the plan? Should we assume after Christmas now?

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:soon:

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:eyes: have I got good news for you!

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