Really pleased to have Pots available but could I perhaps offer a possible improvement that would enhance the utility value of them?
How about designating an individual pot as a source of DD and SO funds from which they would be paid. The pot would have to have its own separate account number but I don’t envisage that being any great problem. If necessary, a nominal monthly/annual charge could be levied to cover any additional expenses incurred by Monzo. The big advantage for the customer is that they would not have to remember to transfer funds across to their main account in time to pay the DD.