None of my budgeting apps support Zeux yet (Emma/Yolt/MD). I’ll hold off on applying for this new one. Although the visa will come in handy at times.
An image on their website suggests a savings account paying 2.5% interest. Is that actually available? If it is, what type of savings account is it? Is it provided by a partner bank?
They’ve got 1 year and rolling market p2p with Ratesetter “coming soon” in the app.
The Savings product is this…
To my untrained eye, it looks complicated, plus somewhat lacking in detail.
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Sounds to good to be true. Don’t like some explanations about mining public mobile data. No wonder USA were wary of Huawei. ZEUX being a Chinese company I heard hmmm.
I’m completely new to USDT also. Just been reading around the cryptocurrency tokens.
Supposed to be 1:1. They state that if it crashes to 0.5 they will still return 1 USD per token. Really?
I was pleasantly surprised to see they have partnered with Ratesetter, but really unimpressed by the limited info on their savings and funds. Very unclear how the savings works
I just realised they tried to follow me on Instagram 
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As per @Gaoler post, if it crashes to 0.5USD per 1USDT they would return 2 tokens. Regardless, I guess you’d still have the problem of ‘selling’ the USDT, so whilst there is some security there, withdrawing and subsequently selling a falling crypto is likely to incur some loss.
Conversely, this is a great way for them to make profit and pay higher APR, of the value of 1USDT goes to 2USD then when you cash out they would only give you 0.5USDT (+6% = 0.53USDT). They are then well into profit on the balance.
Presumably this model is based on most of the cryptos they deal in increasing in value net over the long term.
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They are definitely ambitious
It seems there’s so little attention in the UK mainstream because they’re targeting Chinese expats primarily at the moment
And this is what a crypto/fiat platform looks like?! I’m somewhat cynical about anything this convoluted
Whitepaper here
Might sink some ETH 
I’ve never even heard of GBP Stablecoin, looks like some sort of Crypto currency?
Not gonna lie, and it might be because I’m not exactly well versed on crypto currencies, but if my eyebrow could raise any further it would become part of my hairline. (And my hairline ain’t exactly that far forward on my head anymore.)
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Its this
Whatever this is…
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5%… I wonder how safe it is?
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3 month update
Still been using it and comparing with Monzo. Thought I’d share my thoughts.
Pros:
- Still loving the mobile crypto payment - now use it at least 80% of the time to pay
- I like the Asset screen - shows me all the money I got and the actual value
- Weirdly, I quite like the fact I can see the interest I’ve earned everyday - I put £100 worth BTC in there and £50 in this new GBP one
- Top Up by debit card - wish Monzo still had this, it’s pain for me to transfer from my bank
Cons
- Selecting the currency is a real pain. I hope this is changed. (Monzo UI is still better)
- Occasions where it’s a bit buggy and kicks me out, used to be really annoying, but it’s become less and less.
- No physical card - no all shops accept use Apple Pay, i use my Monzo card.
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First deposited some Bitcoin 18 July 2019 plus a little more this month, and must say thus far, have no qualms. Only use it to earn some interest on a portion of my BTC and like the option that I can pay with BTC should I ever want to.
One other con is that there’s no real transparency over how they’re able to provide the high interest in my BTC… which is holding me back from adding more.
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I put £50 in just to see. I was able to withdraw instantly which I like, didn’t have to wait.
Will wait and see.
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I have also just signed up, as very curious to see how their 5% AER offer matches up against Dozens. However, currently stuck in a que…
Has anyone here had much experience with Zeux flexible savings account? 5% AER seem very attractive, whats the catch?
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Well, it’s limited issue and can be closed at any time.
Again, it’s marketing rather than a “real” savings product.
Dozens is fixed for 12 months, so some certainty at least.
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Thanks for sharing this. I am still currently in the Zeux que. Hopefully will be approved soon, looks like they have a lot of people signing up.
Can I deposit to Dozens at 5% anytime and what is the min and max amount that I can deposit?
Personally 5% is very attaravtive, even if it’s only a promotional rate. It makes no difference to me where it comes from, as long as I can access it on flexible terms and at meaningful deposit amount.
I think it’s too late to open a dozens account in time for this bond issuance, which ends on the 23rd.
They should be more regular from now on though.
Lots of details here