thanks Gaoler for your reply. I’m still a bit confused as to whether this should be considered like any other non-tax-sheltererd (non-ISA, non-pension) general investment platform (with the only difference that there’s only one mutual fund available to choose from) and thus as such all the sale proceeds are liable to capital gains tax (CGT), depending on the user’s particular circumstances. I believe that’s the case, but they don’t make it very clear in their docs. Even the chat support was vague in this regard and they kept repeating like robots they don’t give tax advice and I should consult a tax advisor. The guy on the other end of the chat probably had no clue either.
Given how the hybrid way in which this Assets thing work – with the cash instantly available as if it were liquid chiecking account while also being invested under the hood in an index fund – I think this risks letting people unwillingly fall in the trap of the tax man.
The detailed screen has a simple “Earnings since start” figure. Not helpful for tax purposes. Providing a tax year capital gains statement shouldn’t be that hard…
The Wise account does say “Capital at risk” though.
These aren’t savings accounts.
Exactly, they are best thought of as investment accounts with a fairly safe (but not guaranteed) rate of return.
My app still shows 3.11% for GBP today 
Mine did too, then when I tapped to the next screen it showed a different rate. Odd.
Has anybody else seen the latest Wise app refresh and company rebrand? I think it is now one of the best out there, it looks and feels really nice. 
It is very slick and polished. Great colours, super easy navigation, the graphics are a really nice touch. They have absolutely nailed it in my opinion
I’m not too sure. I opened it when I ordered my card and haven’t been in since 
It is in terms of navigation but the whole design has been refreshed, looks way nicer.