What would make Monzo the perfect banking experience?

[SouthseaOne (Michael)]

Please discuss the merits of joint accounts over here:

Merits and mechanics of a joint account

I think it’s a distraction and they should ditch it completely. Sorry @davidwalton They can leverage other features with greater coherence that could provide the same functionality without the disparity and fragmentation, streamlining things. I think it gets left behind, because the joint account paradigm just doesn’t mesh with how Mono approach problems. And to cater for that, they’d have to build things twice, design them differently, and maintain them separately. It’s a lot of wo…