I love the concept of Monzo, I love how easy and modern it is for the current climate. There are a lot of things that I’d like to be different, which are either being worked on, or will be worked on in the future (I hope) of Monzo.
But it got me thinking, what features would your ideal bank have?
I would like to see multiple accounts linked to one account, but that can be easily switched and be used by the same card. If that makes sense? Also easy, modern and ‘beautiful’ UI on the app too.
I also love the idea of pots that Monzo has, but with way more functionality. Rules that you can assign to do pretty much whatever you want, being able to separate money and have direct debits/standing orders coming out of a certain pot. Maybe having money saving challenges included as extra options or something like that?
Of course, generous interest is a bonus too and a cashback option that you don’t have to activate, but is already automatically activated.