What’s your financial set up?

Mine has stayed fairly persistent since my last tidy up.

Salary, personal bills, spending, some ISA savings: Monzo Max + Flex (reopened)
Household DDs, mortgage, fixed ISA, Edge saver for emergency fund, 0%fx credit card: Santander
Credit card for points: BA Amex (new since last time)
Dormant other than for regular saver: First Direct
French stuff: Crédit Agricole Britline

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Quite simple by my standards:

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Did they do another hard check when you reopened flex?

Yes unfortunately

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I desperately want to like Monzo app enough to be like this! I just can’t bring myself to love it for everything.

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