Simple setup these days for me:
Starling personal & joint
Nationwide CC
I have Monzo, Revolut and Nationwide accounts dormant.
4 Likes
Strange how they’ve stopped advertising about that on their website, too. A few threads on MSE said they even ask for a ridiculous min £30k saving to be qualified to reallocate card limits or combine into one card. 
There’s been a few times transfers between my own accounts have been held. The record was 20.5 hours for a Monzo top up via Open Banking.
They have overly sensitive fraud triggers, and Open Banking integration overall is still a bit behind compared to other neobanks.
Once for me since they launched in the UK.
The app just isn’t for me in its current form
2 Likes
what is everyone’s opinion on ns&i savings?
would love to go back to starling but unfortunately i’m in the same club as most on here 
2 Likes
I have premium bonds and a direct ISA, obviously their rates are not as competitive and their app isn’t as friendly as some of the challengers, but hey it is 100% guaranteed and you have the pleasure of knowing you are part of the ‘national debt’ that everyone is het up about
Looks like Principality building society are going to be releasing an app soon.
Just had an email to do a survey about mobile banking apps and asked if I’d be interested in helping to test and give early feedback for a Principality app
1 Like
Always thought that more building society’s should move into Current Accounts and Credit Cards. Nationwide does well out of it!
2 Likes
Any suggestions for a easy access savings account? Currently have some saved at 3.75% with HL/Whiteaway Laidlaw.
LHV 4.25%
Standard easy saver attached to the current account.
I use Chip. 4.2% for first year.
I like it as it shows how much interest you’ve earned daily, pays monthly. Instant deposit/withdrawals from nominated bank account. No need for attached current account etc.
They were… Abbey National, Alliance & Leicester, Woolwich, Norwich & Peterborough, Chelsea. First two taken over by Santander, Woolwich by Barclays, and last two by Yorkshire Building Society who promptly closed their current accounts down.
Good shout Arnie7, I loved my N&P account and also preferred Abbey National over Santander, mind you this was back in the ‘chequebook’ days