This sounds like an important point - one of the features that I find most useful is the live balance - but I’m not sure I understand the scenario you’re describing.
You’re saying that there is a delay between the time when you receive a refund & when it’s displayed in the balance. Monzo have confirmed that refunds take a few days to arrive in your account so while you’re waiting, you don’t have those funds to spend. Since that’s the case, if the refund isn’t showing in the balance, you are seeing the usable balance.
I assume that you want to receive the notification that the refund is on the way, along with the details, in an entry in your feed but only see the refunded amount in your balance once it’s available to spend.
Am I missing something there?
PS - you don’t need to worry about posting duplicates here 