Yes they have. I get that some feel it’s unfair. They’re entitled to feel that but it doesn’t make them right. That’s sort of the point of opinions being personal rather than collective things.
Edit: Under what rule or regulation do we have a right to ‘fairness’ anyway?
No, but Monzo are also open at 2am. I’m not saying there are no other companies that are helpful - I’ve just never known help like Monzo’s. For example, I once asked why I couldn’t see my wife on the Payments tab. They said to make sure she had ticked “Payments with Friends”. I wasn’t with her at the time, but said I’d check with her later. They then got in touch in the evening to make sure it was resolved. That’s my idea of taking ownership.
nobody is forcing anybody to do anything , if you want to invest these are “our” ( Monzo ) conditions, if these conditions aren’t to your liking …hmmmmm …
I know you’re incredibly Anti-Monzo trying to be the Ying to the Yang. Which I’ll admit could be useful if this place really was the echo chamber you make it out to be!
Sometimes, however I feel you’re just taking the opposite side to have an argument rather then be constructive, regardless of your knowledge or presumed knowledge, feel free to tell me I’m wrong - I’m sure you will!
It’s not about right to ‘fairness’, it’s about pre-emption rights or first dibs right in this case. If you offer pre-emption rights only to a group of investors, it’s not fair.
sorry Im not attacking you, but in fairness you do send a lot of mixed messages - not really mixed - mostly anti Monzo - which obviously is your right should you chose but to then come and say you want Monzo to succeed - doesn’t really come across as …hmmmmm…
Thanks @Chris_R for bringing the discussion back to the original point.
I read all the posts, and i also think we went off topic. There are many posts about features - when the topic was about excluding early investors.
As i wrote the topic, i want to add something. The point it’s not wether if i am allowed to invest then someone else can’t, so “you can’t make everyone happy”. Investing can be an opportunity if you don’t discriminate between your loyal investor’s and client’s base, so the point it’s not wether Monzo should open the round to non-clients. The point is if you agree to say you’re not welcome to someone that:
was there in each of the 3 crowdfunded rounds
was in the client’s queue for months
isn’t able to be a client only because he isn’t resident in the UK
was there that click day when Monzo was fully funded in 96 seconds
was there when Mondo asked for name suggestions and then became Monzo
qualified for the investor card which he can’t claim
is here when he gets neglected at this round
… will not be there on the 4th crowd round because he is not resident in the UK.
I think it’s not fair and it looks like Monzo comes from an era of inclusion and opportunity for the early investors to an era of exclusion and closure. I couldn’t be happier to be proven wrong anyway.