Trends - Categorise pending transactions (even if they get uncategorised after)

[Ashfeg (Ashley Ferguson)]

Pending transactions are killing my experience with Trends, especially when the pending transaction is a credit (salary for example).

It would be very handy to be able to set a category on pending transactions, primarily so they can be excluded from spending.

I’ve heard before that this cannot be done because when the payment settles, Monzo is unable to link it to the pending payment. This is fine, I don’t mind having to categorise it again (assuming the auto categorisation hasn’t already dealt with it correctly).

May I suggest two options:

1. Exclude pending CREDITS from Trends
2. Allow users to assign categories to pending transactions, EVEN THOUGH, we know they’ll lose the categorisation once they complete

Thanks!

@revels what do you think about option 1?

[Revels]

Having to redo it is a terrible experience

Category selection for pending payments (Connected account)

Would be great if we could mark the category of a payment while it’s still pending. I have my Amex connected and sometimes a transaction can be pending for a few days and I forget to update its category.

A big update to connected accounts

This is unfortunately a limitation for us as well Some banks make it basically impossible to track a transaction from pending to booked, meaning we’d loose your categorisation data as it cleared. We decided that not allowing you to categorise pending transactions was a better experience than this We do show them in summary however, in their own pending “category” We’ll constantly re-assess this though, most banks are improving their data quality so if it rea…

@AlanDoe