Category selection for pending payments (Connected account)

[Ariana1 (ariana99ionescu@gmail.com)]

Would be great if we could mark the category of a payment while it’s still pending. I have my Amex connected and sometimes a transaction can be pending for a few days and I forget to update its category.

[BristolMatt (Matt C)]

I asked for this a long time ago and was told by someone at Monzo that it isn’t possible for a specific technical reason (can’t remember exactly what they said as it was a while back).

[michaelw90 (Michael)]

I think different transaction ids when it later settles - and there’s nothing connecting the pending vs complete?

[Ariana1 (ariana99ionescu@gmail.com)]

That’s interesting, I would’ve assumed a transaction has an unique ID accompanied by a separate attribute for its status (pending/complete)

[michaelw90 (Michael)]

@Ariana1

I would’ve assumed a transaction has an unique ID accompanied by a separate attribute for its status (pending/complete)

What’s true of one, isn’t true of all - unfortunately.

@avb

This is unfortunately a limitation for us as well Some banks make it basically impossible to track a transaction from pending to booked, meaning we’d loose your categorisation data as it cleared. We decided that not allowing you to categorise pending transactions was a better experience than this We do show them in summary however, in their own pending “category”

We’ll constantly re-assess this though, most banks are improving their data quality so if it reaches the point where we think it’s possible we will definitely re-think this