Trends - a big update to the Monzo experience

No I did think about that. But it’s totally useless except for the last couple of days of the month

At the moment I have a bit of tax credits included but 7 times that amount spent. It doesn’t really tell me how I’m doing income vs expenditure which is the point of it really

2 Likes

This better not be why we can’t have notes on connected accounts :scream::disappointed:

I would prefer icons with the space saved by not having the text used to show notes. The notes would help me at a glance to determine if the transaction needs recategorising without clicking into the transaction.

2 Likes

I never use notes so I suppose that’s the difference

For me it’s only when I sent a bill split request. I add a note/description so the receiver knows what it’s for - and then it’s handy as in the main feed it shows.

Essentially keen for that snippet in the main feed to be reflected in the trend feed/category as I find it useful rather than having to go into a transaction I can potentially skip past it!

3 Likes

I’m curious about whether you’ll be able to extract data from the trends using the API then shove it in a ML/deep learning model

Doesn’t work for me either, via browser or Slack method of invoking deep link access to an app feature.

Here’s one that does though, via the Slack method:

monzo://special_offers_membership_card

(Feature in there, but not enabled fully)

2 Likes

Just for fun:

What would you like to see next?

  • Bar chart of spending
  • Custom pay periods
  • Exclude individual transactions from spending total
  • Exclude other categories from spending total
  • Merchant spending breakdown
  • ‘Your Month in Monzo’ report
  • Pots in Trends
  • Spending and saving targets
  • Upcoming payments in Trends
  • Year and week views
  • None of these

0 voters

I have deliberately stuck to the options that Monzo have allowed - I know there is other stuff people want but that is already being talked about in the thread. Figured it would be interesting to see what people would pick if they had to choose one of the available options.

7 Likes

I’d like to see a few of these, starting with Custom pay periods.
I’d also like to see Trends, period.

7 Likes

So the feedback form is still available after it’s been submitted

Now I just have to fill it in 5 more times to vote for the other things I want :smiling_imp:

7 Likes

On custom pay periods, Monzo really needs to get them working with get paid early. That really messed up Summary for me, to the point I went back to calendar months.

11 Likes

I agree. All please. If I had to pick one as a ‘next development’ I’d pick custom dates

4 Likes

This looks like a good foundation, I really really really (really) hope Monzo keep developing this and don’t leave it for ages.

6 Likes

As I mused here:

These things are all what I would like to see built upon the new foundations created in Trends.

5 Likes

Just out of interest (and because I love a poll), I wonder what it looks like if the poll becomes multiple option:

What would you like to see next?

  • Bar chart of spending
  • Custom pay periods
  • Exclude individual transactions from spending total
  • Exclude other categories from spending total
  • Merchant spending breakdown
  • ‘Your Month in Monzo’ report
  • Pots in Trends
  • Spending and saving targets
  • Upcoming payments in Trends
  • Year and week views
  • None of these

0 voters

3 Likes

image

8 Likes

I was on the fence for voting “none of the above” but didnt.

The reason i nearly voted for it is because i need to have all my accounts covered for trends to be useful. Whats the point giving me an overview of 80% of my transactions?

Even when it does i dont think trends will benefit me to change anything for the better and will be more like my year in monzo where i look at it and think ohh cool but then not care after the initial look.

Id rather look to the future and see trends turn into a budgeting feature as opposed to a look in the past thing

6 Likes

These budgeting features are useless for me

1 Like

No no no! (In my opinion!)

Budgeting is actually super different to what we’ve got here (or potentially got here). I’m looking for insight and analysis on what’s gone before. I’d be keen for projection of future spend, but not budgeting - which I think is conceptually different (and should be in the app, but should be done separately because it would distract from having finished this properly);

3 Likes

Yeah and thats just personal preference i suppose. Im not the sort of person that would look back and see ohh i ate 6 times at mcdonalds this month maybe i should cut back.

Similar to my year in monzo, i dont look at the trends and want to change them and dont think i ever will.

However it the intention is to replace summary and provide a budgetery functionality and a overview of spend with a look to the next month then thats something i need and will want to use as opposed to the past only view

4 Likes