That’s a very good point. Pulse became essentially useless at precisely the time that things converted from a pre-paid card to a full bank account. But if the hard edges on discretionary spending are back, then you’re right it could, indeed, make a useful comeback.
Separately, I’ve been banging on (and hardly alone) about the desperate need to fix budgeting in the Monzo app for years now, so I am SUPER EXCITED for this new feature! Nice work!