Awesome work!
Is there going to be a penalty/limit on the amount of times you can switch?
Works the same as my workplace pension by the sounds of it. That doesn’t have a limit on how many times you can switch.
I cant see why, you can do it on Vanguard or AJ Bell as much as you like. Its your money. The issue comes down to timing. You can miss out on some rises (or falls) with that delay in sale.
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True. I don’t know much about investing but I thought there would be a charge somewhere for selling shares prematurely. If that’s even a thing 
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@WhyAydan 
There are no penalties or limits to the amount of switches you can do 
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Here are how the funds have performed over the last 5 years. None of them matching a typical ‘all world’ index (that said the market has been good).
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Holy contrast Batman!
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Hi @tinashe, are there any requirements for someone to open an investment account?
Do you have to be full in Monzo or have your salary coming in or anything like that?
I’m currently being shown that an Investment Pot can’t be opened, I’m seeing this screen since Investments were launched.
p.s.
I don’t use Monzo as my main account (salary account) but do use it to make some payments to my credit cards and transfer money to friends (for things like lunch, birthdays etc)
I can’t seem to get an answer on why this is not working for me 
Because they don’t think you can afford to invest.
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I’ve recently gone full Monzo but I managed to open the investment account beforehand, so it’s definitely not that.
It will be this and that they don’t know or can’t find enough information about you.
If you used Monzo as your main account they’d understand more about how much you get paid, expenses like bills and mortgage - and in general your overall affordability.
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Oh interesting so they treat it like a credit/loan etc I assumed if I have money to invest, I should be fine, but if that’s the case it make sense I why I’m not currently eligible, as I have several 0% purchase credit cards that I use to over 50% and keep I my cash in saving accounts and ride the high interest rate wave 
I have my mortgage linked already, so I would assume they already get that information from the credit agencies etc and that i have 0 missed payments etc but indeed my credit score is not that great now.
Well in that case I’ll continue to invest with HSBC, and hopefully in the future once I pay the 0% credit cards they might let me open one here as well, I’d rather have my investments spread over different providers etc
Thanks all for the replies
I was able to open a GIA when I was barely using Monzo for anything.
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I’ve since realised that what I’ve asked for may be quite tricky to implement?
Say you deposit £1000 and make 1%, looks great.
But then you deposit another £1000, although you haven’t lost money, the return based on your new total is technically now 0.5%. So unless the graph were to keep track of the percentage gain/loss of each individual deposit it still wouldn’t work.
How it would need to work is if you deposit £1000 and make 1%, then deposit £500 and make 1% the total percentage would need to show 1.5%…
(this is ignoring the fact that the gain/loss of the original £1000 would also have changed, but you get the idea)
What you’re looking for is what’s called the Time Weighted Rate of Return (TWRR). Very few platforms offer it unfortunately.
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These graphs are fairly pointless for men. I invest irregular months but just about monthly. This looks like my investments have grown hugely which they have in monetary value but only because of continued investment. I’d like to see a graph showing the performance over time. So they could just graph the gain amount, not the total value.
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I’d say it’s an issue for all genders.
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Can someone post an equivalent graph when the investment is losing value please?
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I can’t, as my Adventurous investment has grown quite nicely, percentage wise.