Tap to Pay on iPhone

Feature request: Support “tap to pay” on iPhone with the Monzo iOS app.

This feature has just been introduced for iPhones in the UK and some other banking apps (e.g. Revolut) are supporting it or have announced support coming soon.

See https://9to5mac.com/2023/07/13/tap-to-pay-on-iphone-uk/

This feature allows iPhone users to accept payments directly with their phone (contactless card payment, ApplePay, etc., no additional device needed).

Would be fantastic to have Monzo app support this feature, too

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https://community.monzo.com/t/turn-your-phone-into-a-card-reader/149164/36?u=revels

So I wouldn’t say it’s too far away for iOS

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I wouldn’t see this coming to personal accounts to be fair

Maybe they might finally bring Apple Cash over here for non business customers

Looks like it’s now live for Business users

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Stripe have only had it working for a few weeks, where Tyl by NatWest was a launch partner.

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Have there been any changes made to this, perhaps in Labs? Stripe has had this feature for a while so it shouldn’t be that much of a problem to implement.

Thank you! By the way, Apple doesn’t allow for personal individuals to access this - it isn’t Monzo’s fault. Somewhere in the conditions it states that it must be used for commercial business purposes only and cannot be used to transfer funds amongst individuals.

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Personally, I think it’s a great solution for on the go merchants.

Sorry, tried quoting the exact area where it states individuals cannot use it but it essentially falls into the loophole that you need to be registered on the Apple Business Register as a merchant, without this authorisation, you cannot activate Tap to Pay. Obviously, to sign up to the business register, you have to be a business, you could technically bypass this by identifying yourself as a sole trader but it’s easier to just give someone your monzo.me or bank details.

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