Tap to Pay on iPhone

Feedback & Ideas Done!
1

Feature request: Support “tap to pay” on iPhone with the Monzo iOS app.

This feature has just been introduced for iPhones in the UK and some other banking apps (e.g. Revolut) are supporting it or have announced support coming soon.

See https://9to5mac.com/2023/07/13/tap-to-pay-on-iphone-uk/

This feature allows iPhone users to accept payments directly with their phone (contactless card payment, ApplePay, etc., no additional device needed).

Would be fantastic to have Monzo app support this feature, too

9 Likes
2

So I wouldn’t say it’s too far away for iOS

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3

I wouldn’t see this coming to personal accounts to be fair

4

Stripe have to support it first, which to my knowledge, they don’t, yet. then Monzo will support it

Unfortunately, it is only for business customers. You could set yourself up as a sole trader, if you really wanted to test this

5

Maybe they might finally bring Apple Cash over here for non business customers

7

As with the Apple Card, I’d put the chances at 0%.

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9

It seems Stripe’s implementation is complete now: Tap to Pay on iPhone | Stripe Terminal

Just need to wait for Monzo to add the button now

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10

Looks like it’s now live for Business users

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11

Noticed it in my app release notes when I updated earlier. Fantastic addition for business customers, and makes for a much more compelling account now.

Have I been living under a rock or are Monzo being very quiet about it? Aside from those release notes I’ve seen nothing else about it.

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12

Monzo have been quiet about it, meanwhile NatWest and Revolut advertise it

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Stripe have only had it working for a few weeks, where Tyl by NatWest was a launch partner.

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14

also just proves that word of mouth is good enough for Monzo…

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Have there been any changes made to this, perhaps in Labs? Stripe has had this feature for a while so it shouldn’t be that much of a problem to implement.

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It works in a Monzo business account, personal account holders can’t use it :frowning:

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Thank you! By the way, Apple doesn’t allow for personal individuals to access this - it isn’t Monzo’s fault. Somewhere in the conditions it states that it must be used for commercial business purposes only and cannot be used to transfer funds amongst individuals.

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18

Ah, I didn’t know that, but completely makes sense. Google must be the same as it’s not in the android app for personal accounts either…. Though for business it makes little sense anyway because of the transaction fees, only really a few edge cases where it makes sense

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19

Personally, I think it’s a great solution for on the go merchants.

Sorry, tried quoting the exact area where it states individuals cannot use it but it essentially falls into the loophole that you need to be registered on the Apple Business Register as a merchant, without this authorisation, you cannot activate Tap to Pay. Obviously, to sign up to the business register, you have to be a business, you could technically bypass this by identifying yourself as a sole trader but it’s easier to just give someone your monzo.me or bank details.

1 Like