I too am excited about their credit card offering potential.
Given they don’t charge overdraft fees unless you’re overall in debt with them it would be interesting to see if they apply the same lending process to credit cards. A combined credit card overdraft facility could be interesting too. Give you flexibility in how you use your credit
I think Tymit and Jaja had potential but both have completely missed their respective windows. I also like have my credit card with my bank so would opt for a bank issued credit card 1st