Very cool tbf.
I really wish I could get on board with the starling app but it just doesn’t seem to work for me.
7 Likes
Happy Birthday! 
3 Likes
I am all for tree planting so win-win in my book.
1 Like
had me in the first half, not gonna lie
10 Likes
Post-pandemic I can see branches making sense for some fintechs. There are still certain things best done in person such as ID verification/account recovery or opening accounts for people without a form of ID that’s verifiable online.
With a branch network they can require someone to visit them if they can’t verify their identity remotely, further cutting down on fraud.
Furthermore these branches don’t need to be anything like typical legacy bank branches - it can be an Argos-style shop with self-service terminals and only staffed with a skeleton crew, somewhat cutting down on staff expenses.
1 Like
I like the new web interface
The needing your phone to do logins and authorise transactions is a bit clunky though, but I understand why they’ve done it that way.
2 Likes
Except Starling isn’t opening branches.
I must of misread the other comments there then 
They are planting trees mate 
3 Likes
Fumin 
, leaving this community now . Too embarrased to stay 
10 Likes
Thanks 
2 Likes
Opened a Starling account today. So far, rather impressed by their offering. The web portal is nice, as is the app. Interest on balances, IBAN numbers, cheque imaging, Post Office cash handling…things that are chargeable extras or just not available on Monzo.
Now I’m a little torn, truth be told. 
11 Likes
Try paying your bills from a Space 
1 Like
Yes, the lack of a bills pot is unfortunate. Everything else seems pretty good though.
Oh, no widget in Notification Centre either.
…or budgeting features, unless I’m just not seeing them.
2 Likes
Totally get that, my ideal bank would basically be a mix and match of Starling and Monzo. For me Monzo just clinches it at the moment.
If we get linking virtual cards to pots the margin increases.
1 Like
No budgeting, just categories and you may also notice the three different ways Starling displays monthly spending…
Personally, I prefer an aggregator for budgeting, as it gives you much, much more across different providers than any one bank does so far
Plus, there’s much less friction if you decide to switch in future (assuming your new bank is supported by your aggregator, which is increasingly likely now)
3 Likes
Honestly, Paying bills from a pot is like the best feature i have ever used with a bank, back in the olden days (pre Monzo) i used to have an instant access savings account for literally each of my bills because i was really bad at budgeting.
Monzo has completely changed my perception of money, i have never missed a direct debit, never overspent, i now save more and invest more. Its just overall brilliant.
What tips me off Monzo is really small silly things like Payee Management, the Money Transfer tab could be cooler and look snazzier. Dark Mode (i know its been mentioned soo much)
10 Likes
Ha! This is so true, every time I think I’ve wrapped my brain around it I get confused again.
At least the web page rings seem to be consistent with the Categories/Merchants screens in the app, which I’ve come to make sense of, so I hope the home screen pulse thing, which in my opinion remains the messiest thing of the app, gets updated/revamped soon.
Speaking of the web portal, I’m positively surprised by how complete and functional it is. For some reason I was expecting a read-only sort of web page. This is not a diss, but I guess my low expectations came from the experience with web.monzo.com.
4 Likes
The press release for it and help pages also state more to come, such as applying for overdrafts and loans through it
1 Like
