We touched on this earlier in another simple thread marking their end here:
I’m curious to know, where, if anywhere, folks have found suitable refuge. What options they’ve tried, their thoughts, how they compare to Monzo. Whether they’ve tried Monzo and what they think?
I’ve been loosely following breadcrumbs on the internet over the past several months and been discussing it with a few of my friends back in the US, and one name that kept popping up was One Finance. That’s a new name for me that I’ve never come across before now. Seems quite a few folks are moving things over to them, but that nothing really seems to fill the gap in Simple’s wake. I’ve also learned they have access to Emma in the US too, but they apparently don’t cut it either.
There have been mentions of a budgeting app called DAS Budget too (mentioned in the thread I linked to). I much prefer the wording they went with to get around Simple’s Safe-to-spend trademark than the one Monzo went with. Free-to-spend just feels better than left-to-spend for what the value is trying to portray.